Taiwan Cooperative Financial Holding Co (TPE:5880) Margin of Safety % (DCF Earnings Based): -62.67% (As of Jun. 25, 2026)


TPE:5880 Taiwan Cooperative Financial Holding Co Ltd TPE:5880
79 GF Score
Price NT$25.10
GF Value NT$31.26
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Taiwan Cooperative Financial Holding Co Margin of Safety % (DCF Earnings Based)?

Taiwan Cooperative Financial Holding Co TPE:5880 +2.87% 79 Margin of Safety % (DCF Earnings Based) is -62.67% as of Jun. 25, 2026. GuruFocus rates TPE:5880 with a GF Score™ of 79/100 and a GF Value™ of NT$31.26 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Taiwan Cooperative Financial Holding Co's Predictability Rank is 5-Stars. Taiwan Cooperative Financial Holding Co's intrinsic value calculated from the Discounted Earnings model is NT$15.43 and current share price is NT$25.10. Consequently,

Taiwan Cooperative Financial Holding Co's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -62.67%.

Taiwan Cooperative Financial Holding Co Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Taiwan Cooperative Financial Holding Co's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Taiwan Cooperative Financial Holding Co Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Taiwan Cooperative Financial Holding Co's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Taiwan Cooperative Financial Holding Co's Margin of Safety % (DCF Earnings Based) falls into.


TPE:5880
79GF Score
Taiwan Cooperative Financial Holding Co Ltd TPE:5880
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Taiwan Cooperative Financial Holding Co Margin of Safety % (DCF Earnings Based) Calculation

Taiwan Cooperative Financial Holding Co's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(15.43-25.10)/15.43
=-62.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of -62.67% mean?
Taiwan Cooperative Financial Holding Co (TPE:5880) has a Margin of Safety % (DCF Earnings Based) of -62.67% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Taiwan Cooperative Financial Holding Co.
Is Taiwan Cooperative Financial Holding Co's Margin of Safety % (DCF Earnings Based) too high?
Taiwan Cooperative Financial Holding Co's current Margin of Safety % (DCF Earnings Based) is -62.67%. Overall, Taiwan Cooperative Financial Holding Co has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Cooperative Financial Holding Co's Margin of Safety % (DCF Earnings Based) compare to competitors?
Taiwan Cooperative Financial Holding Co's Margin of Safety % (DCF Earnings Based) of -62.67% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Taiwan Cooperative Financial Holding Co. Taiwan Cooperative Financial Holding Co's current Margin of Safety % (DCF Earnings Based) is -62.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Cooperative Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co (TPE:5880) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$31.26, compared to a current price of NT$25.10 — trading 19.7% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -62.67%. Taiwan Cooperative Financial Holding Co's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Taiwan Cooperative Financial Holding Co (TPE:5880), the current Margin of Safety % (DCF Earnings Based) is -62.67% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiwan Cooperative Financial Holding Co (TPE:5880) Overvalued in 2026?

Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co stock appears to be undervalued. The current stock price of NT$25.10 is trading 19.7% below its estimated GF Value™ of NT$31.26. GuruFocus considers Taiwan Cooperative Financial Holding Co to be Modestly Undervalued.

Key valuation signals for TPE:5880:

  • Margin of Safety % (DCF Earnings Based): -62.67%
  • GF Value™: NT$31.26 vs. price of NT$25.10 (19.7% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the TPE:5880 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Taiwan Cooperative Financial Holding Co Business Description

Address No. 225, Chang\'an East Road, 17-19th Floor, Section 2, Building A, Songshan District, Taipei, TWN
Taiwan Cooperative Financial Holding Co Ltd is a financial holding company with a broad range of financial products and services in Taiwan. The company reportable segments include TCB business segment which includes deposit and loan, capital, trust, and other business and Other noncore business segments. The company generates maximum revenue from TCB Business segment. The company offers commercial banking, bills finance, credit cards, insurance, security and futures trading, venture capital, and asset management through its subsidiaries.
79GF Score

Get the complete analysis for TPE:5880

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$25.10
Price
NT$31.26
GF Value