TPE:5880'
s Net Margin % Range Over the Past 10 Years
Min: 28.14 Med: 32.37 Max: 37.93
Current: 28.64
TPE:5880's Net Margin % is ranked better than 56.45% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs TPE:5880: 28.64
Taiwan Cooperative Financial Holding Co (TPE:5880) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Taiwan Cooperative Financial Holding Co Net Margin % Related Terms
Taiwan Cooperative Financial Holding Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Taiwan Cooperative Financial Holding Co Net Margin % Chart
Taiwan Cooperative Financial Holding Co Annual Data
Taiwan Cooperative Financial Holding Co Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Taiwan Cooperative Financial Holding Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Taiwan Cooperative Financial Holding Co Net Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Taiwan Cooperative Financial Holding Co (TPE:5880) has a Net Margin % of 26.59% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Taiwan Cooperative Financial Holding Co and its competitors. This is 18% below median its historical median of 32.37. Over the past decade, Taiwan Cooperative Financial Holding Co's Net Margin % has ranged from 28.14 to 37.93. According to the industry distribution chart, Taiwan Cooperative Financial Holding Co ranks #665 out of 1527 companies in the Banks industry, placing it in the top 43.5%.
Is Taiwan Cooperative Financial Holding Co's Net Margin % too high?
Taiwan Cooperative Financial Holding Co's current Net Margin % of 26.59% is 18% below median its 10-year median of 32.37. Over the past 10 years, this metric has ranged from a low of 28.14 to a high of 37.93. The Banks industry median Net Margin % is 26.95. Taiwan Cooperative Financial Holding Co's value of 26.59% is 1.3% below this industry median. Based on the distribution chart, Taiwan Cooperative Financial Holding Co ranks #665 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Taiwan Cooperative Financial Holding Co has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Cooperative Financial Holding Co's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Taiwan Cooperative Financial Holding Co ranks #665 out of 1527 companies for Net Margin %. This puts Taiwan Cooperative Financial Holding Co in the upper half of its industry. The industry median Net Margin % is 26.95. Taiwan Cooperative Financial Holding Co's value of 26.59% is 1.3% below this benchmark. Historically, Taiwan Cooperative Financial Holding Co's own Net Margin % has ranged from 28.14 to 37.93 over the past decade. While the company's 10-year median is 32.37 vs. the industry median of 26.95, Taiwan Cooperative Financial Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiwan Cooperative Financial Holding Co's current Net Margin % of 26.59% is 1.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Taiwan Cooperative Financial Holding Co and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiwan Cooperative Financial Holding Co's current Net Margin % is 26.59%, which is 18% below median its own 10-year median of 32.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Cooperative Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co (TPE:5880) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$31.27, compared to a current price of NT$25.10 — trading 19.7% below its estimated fair value. The current Net Margin % is 26.59%, which is 18% below median its 10-year median of 32.37 and 1.3% below the Banks industry median of 26.95. Taiwan Cooperative Financial Holding Co's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Taiwan Cooperative Financial Holding Co (TPE:5880), the current Net Margin % is 26.59% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Taiwan Cooperative Financial Holding Co (TPE:5880) Overvalued in 2026?
Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co stock appears to be undervalued.
The current stock price of NT$25.10 is trading 19.7% below its estimated GF Value™ of NT$31.27.
GuruFocus considers Taiwan Cooperative Financial Holding Co to be Modestly Undervalued.
Key valuation signals for TPE:5880:
Net Margin %: 26.59% (18% below median its 10-year median of 32.37)
GF Value™: NT$31.27 vs. price of NT$25.10 (19.7% below fair value)
Industry Position: 1.3% below the Banks median (#665 of 1527)
No single metric tells the full story. See the TPE:5880 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Taiwan Cooperative Financial Holding Co Business Description
Taiwan Cooperative Financial Holding Co Ltd is a financial holding company with a broad range of financial products and services in Taiwan. The company reportable segments include TCB business segment which includes deposit and loan, capital, trust, and other business and Other noncore business segments. The company generates maximum revenue from TCB Business segment. The company offers commercial banking, bills finance, credit cards, insurance, security and futures trading, venture capital, and asset management through its subsidiaries.
79GF Score
Get the complete analysis for TPE:5880
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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