Taiwan Cooperative Financial Holding Co (TPE:5880) PB Ratio: 1.42 (As of Jul. 17, 2026) — 14% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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TPE:5880 Taiwan Cooperative Financial Holding Co Ltd TPE:5880
80 GF Score
Price NT$25.35
GF Value NT$31.47
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Taiwan Cooperative Financial Holding Co PB Ratio?

Taiwan Cooperative Financial Holding Co TPE:5880 -0.59% 80 PB Ratio is 1.42 as of Jul. 17, 2026, which is 14% above its 10-year median of 1.25. GuruFocus rates TPE:5880 with a GF Score™ of 80/100 and a GF Value™ of NT$31.47 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,517 Banks companies, Taiwan Cooperative Financial Holding Co ranks worse than 71.72% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-17), Taiwan Cooperative Financial Holding Co's share price is NT$25.35. Taiwan Cooperative Financial Holding Co's Book Value per Share for the quarter that ended in Dec. 2025 was NT$17.81. Hence, Taiwan Cooperative Financial Holding Co's PB Ratio of today is 1.42.

Good Sign:

Taiwan Cooperative Financial Holding Co Ltd stock PB Ratio (=1.41) is close to 3-year low of 1.27.

The historical rank and industry rank for Taiwan Cooperative Financial Holding Co's PB Ratio or its related term are showing as below:

TPE:5880' s PB Ratio Range Over the Past 10 Years
Min: 0.83   Med: 1.25   Max: 1.87
Current: 1.42

During the past 13 years, Taiwan Cooperative Financial Holding Co's highest PB Ratio was 1.87. The lowest was 0.83. And the median was 1.25.

TPE:5880's PB Ratio is ranked worse than
71.72% of 1517 companies
in the Banks industry
Industry Median: 1.12 vs TPE:5880: 1.42

During the past 12 months, Taiwan Cooperative Financial Holding Co's average Book Value Per Share Growth Rate was 9.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Taiwan Cooperative Financial Holding Co was 9.00% per year. The lowest was -2.80% per year. And the median was 3.85% per year.

Back to Basics: PB Ratio


Taiwan Cooperative Financial Holding Co  (TPE:5880) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Taiwan Cooperative Financial Holding Co PB Ratio Related Terms


Taiwan Cooperative Financial Holding Co PB Ratio Historical Data

* Premium members only.

The historical data trend for Taiwan Cooperative Financial Holding Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taiwan Cooperative Financial Holding Co PB Ratio Chart

Taiwan Cooperative Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.47 1.69 1.64 1.46 1.36

Taiwan Cooperative Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.46 1.41 1.49 1.44 1.36

Taiwan Cooperative Financial Holding Co PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Taiwan Cooperative Financial Holding Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taiwan Cooperative Financial Holding Co PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Taiwan Cooperative Financial Holding Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Taiwan Cooperative Financial Holding Co's PB Ratio falls into.


TPE:5880
80GF Score
Taiwan Cooperative Financial Holding Co Ltd TPE:5880
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taiwan Cooperative Financial Holding Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Taiwan Cooperative Financial Holding Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=25.35/17.808
=1.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.42 mean?
Taiwan Cooperative Financial Holding Co (TPE:5880) has a PB Ratio of 1.42 as of Jul. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Taiwan Cooperative Financial Holding Co and its competitors. This is 14% above median its historical median of 1.25. Over the past decade, Taiwan Cooperative Financial Holding Co's PB Ratio has ranged from 0.83 to 1.87. According to the industry distribution chart, Taiwan Cooperative Financial Holding Co ranks #1088 out of 1517 companies in the Banks industry, placing it in the top 71.7%.
Is Taiwan Cooperative Financial Holding Co's PB Ratio too high?
Taiwan Cooperative Financial Holding Co's current PB Ratio of 1.42 is 14% above median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 0.83 to a high of 1.87. The Banks industry median PB Ratio is 1.12. Taiwan Cooperative Financial Holding Co's value of 1.42 is 26.8% above this industry median. Based on the distribution chart, Taiwan Cooperative Financial Holding Co ranks #1088 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Taiwan Cooperative Financial Holding Co has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Cooperative Financial Holding Co's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Taiwan Cooperative Financial Holding Co ranks #1088 out of 1517 companies for PB Ratio. This places Taiwan Cooperative Financial Holding Co in the lower half of its industry. The industry median PB Ratio is 1.12. Taiwan Cooperative Financial Holding Co's value of 1.42 is 26.8% above this benchmark. Historically, Taiwan Cooperative Financial Holding Co's own PB Ratio has ranged from 0.83 to 1.87 over the past decade. While the company's 10-year median is 1.25 vs. the industry median of 1.12, Taiwan Cooperative Financial Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiwan Cooperative Financial Holding Co's current PB Ratio of 1.42 is 26.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Taiwan Cooperative Financial Holding Co and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiwan Cooperative Financial Holding Co's current PB Ratio is 1.42, which is 14% above median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Cooperative Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co (TPE:5880) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$31.47, compared to a current price of NT$25.35 — trading 19.4% below its estimated fair value. The current PB Ratio is 1.42, which is 14% above median its 10-year median of 1.25 and 26.8% above the Banks industry median of 1.12. Taiwan Cooperative Financial Holding Co's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Taiwan Cooperative Financial Holding Co (TPE:5880), the current PB Ratio is 1.42 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiwan Cooperative Financial Holding Co (TPE:5880) Overvalued in 2026?

Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co stock appears to be undervalued. The current stock price of NT$25.35 is trading 19.4% below its estimated GF Value™ of NT$31.47. GuruFocus considers Taiwan Cooperative Financial Holding Co to be Modestly Undervalued.

Key valuation signals for TPE:5880:

  • PB Ratio: 1.42 (14% above median its 10-year median of 1.25)
  • GF Value™: NT$31.47 vs. price of NT$25.35 (19.4% below fair value)
  • GF Score™: 80/100 with 3 warning signs
  • Industry Position: 26.8% above the Banks median (#1088 of 1517)

No single metric tells the full story. See the TPE:5880 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taiwan Cooperative Financial Holding Co Business Description

Address No. 225, Chang\'an East Road, 17-19th Floor, Section 2, Building A, Songshan District, Taipei, TWN
Taiwan Cooperative Financial Holding Co Ltd is a financial holding company with a broad range of financial products and services in Taiwan. The company reportable segments include TCB business segment which includes deposit and loan, capital, trust, and other business and Other noncore business segments. The company generates maximum revenue from TCB Business segment. The company offers commercial banking, bills finance, credit cards, insurance, security and futures trading, venture capital, and asset management through its subsidiaries.
80GF Score

Get the complete analysis for TPE:5880

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$25.35
Price
NT$31.47
GF Value