TPE:5880'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 7.36 Med: 7.85 Max: 9.13
Current: 8.26
During the past 13 years, Taiwan Cooperative Financial Holding Co's highest Return-on-Tangible-Equity was 9.13%. The lowest was 7.36%. And the median was 7.85%.
TPE:5880's Return-on-Tangible-Equity is ranked worse than 67.5% of 1526
companies
in the Banks industry
Industry Median: 11.195
vs TPE:5880: 8.26
Taiwan Cooperative Financial Holding Co (TPE:5880) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Taiwan Cooperative Financial Holding Co Return-on-Tangible-Equity Related Terms
Taiwan Cooperative Financial Holding Co Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Taiwan Cooperative Financial Holding Co Return-on-Tangible-Equity Chart
Taiwan Cooperative Financial Holding Co Annual Data
Taiwan Cooperative Financial Holding Co Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Taiwan Cooperative Financial Holding Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Taiwan Cooperative Financial Holding Co Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Taiwan Cooperative Financial Holding Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Taiwan Cooperative Financial Holding Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 7.59% mean?
Taiwan Cooperative Financial Holding Co (TPE:5880) has a Return-on-Tangible-Equity of 7.59% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Taiwan Cooperative Financial Holding Co and its competitors. This is near median its historical median of 7.85. Over the past decade, Taiwan Cooperative Financial Holding Co's Return-on-Tangible-Equity has ranged from 7.36 to 9.13. According to the industry distribution chart, Taiwan Cooperative Financial Holding Co ranks #1030 out of 1526 companies in the Banks industry, placing it in the top 67.5%.
Is Taiwan Cooperative Financial Holding Co's Return-on-Tangible-Equity too high?
Taiwan Cooperative Financial Holding Co's current Return-on-Tangible-Equity of 7.59% is near median its 10-year median of 7.85. Over the past 10 years, this metric has ranged from a low of 7.36 to a high of 9.13. The Banks industry median Return-on-Tangible-Equity is 11.20. Taiwan Cooperative Financial Holding Co's value of 7.59% is 32.2% below this industry median. Based on the distribution chart, Taiwan Cooperative Financial Holding Co ranks #1030 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Taiwan Cooperative Financial Holding Co has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Cooperative Financial Holding Co's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Taiwan Cooperative Financial Holding Co ranks #1030 out of 1526 companies for Return-on-Tangible-Equity. This places Taiwan Cooperative Financial Holding Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Taiwan Cooperative Financial Holding Co's value of 7.59% is 32.2% below this benchmark. Historically, Taiwan Cooperative Financial Holding Co's own Return-on-Tangible-Equity has ranged from 7.36 to 9.13 over the past decade. While the company's 10-year median is 7.85 vs. the industry median of 11.20, Taiwan Cooperative Financial Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiwan Cooperative Financial Holding Co's current Return-on-Tangible-Equity of 7.59% is 32.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Taiwan Cooperative Financial Holding Co and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiwan Cooperative Financial Holding Co's current Return-on-Tangible-Equity is 7.59%, which is near median its own 10-year median of 7.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Cooperative Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co (TPE:5880) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$31.43, compared to a current price of NT$25.15 — trading 20% below its estimated fair value. The current Return-on-Tangible-Equity is 7.59%, which is near median its 10-year median of 7.85 and 32.2% below the Banks industry median of 11.20. Taiwan Cooperative Financial Holding Co's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Taiwan Cooperative Financial Holding Co (TPE:5880), the current Return-on-Tangible-Equity is 7.59% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Taiwan Cooperative Financial Holding Co (TPE:5880) Overvalued in 2026?
Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co stock appears to be undervalued.
The current stock price of NT$25.15 is trading 20% below its estimated GF Value™ of NT$31.43.
GuruFocus considers Taiwan Cooperative Financial Holding Co to be Modestly Undervalued.
Key valuation signals for TPE:5880:
Return-on-Tangible-Equity: 7.59% (near median its 10-year median of 7.85)
GF Value™: NT$31.43 vs. price of NT$25.15 (20% below fair value)
Industry Position: 32.2% below the Banks median (#1030 of 1526)
No single metric tells the full story. See the TPE:5880 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Taiwan Cooperative Financial Holding Co Business Description
Taiwan Cooperative Financial Holding Co Ltd is a financial holding company with a broad range of financial products and services in Taiwan. The company reportable segments include TCB business segment which includes deposit and loan, capital, trust, and other business and Other noncore business segments. The company generates maximum revenue from TCB Business segment. The company offers commercial banking, bills finance, credit cards, insurance, security and futures trading, venture capital, and asset management through its subsidiaries.
79GF Score
Get the complete analysis for TPE:5880
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TPE:5880 has been successfully added to your 
