Taiwan Cooperative Financial Holding Co (TPE:5880) Retained Earnings: NT$42,867 Mil (As of Dec. 2025)

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TPE:5880 Taiwan Cooperative Financial Holding Co Ltd TPE:5880
82 GF Score
Price NT$26.90
GF Value NT$31.63
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Taiwan Cooperative Financial Holding Co Retained Earnings?

Taiwan Cooperative Financial Holding Co TPE:5880 -2.54% 82 Retained Earnings is NT$42,867 Mil as of Dec. 2025. GuruFocus rates TPE:5880 with a GF Score™ of 82/100 and a GF Value™ of NT$31.63 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Taiwan Cooperative Financial Holding Co's retained earnings for the quarter that ended in Dec. 2025 was NT$42,867 Mil.

Taiwan Cooperative Financial Holding Co's quarterly retained earnings increased from Jun. 2025 (NT$32,634 Mil) to Sep. 2025 (NT$38,622 Mil) and increased from Sep. 2025 (NT$38,622 Mil) to Dec. 2025 (NT$42,867 Mil).

Taiwan Cooperative Financial Holding Co's annual retained earnings increased from Dec. 2023 (NT$17,182 Mil) to Dec. 2024 (NT$39,638 Mil) and increased from Dec. 2024 (NT$39,638 Mil) to Dec. 2025 (NT$42,867 Mil).


Taiwan Cooperative Financial Holding Co  (TPE:5880) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Taiwan Cooperative Financial Holding Co Retained Earnings Historical Data

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The historical data trend for Taiwan Cooperative Financial Holding Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taiwan Cooperative Financial Holding Co Retained Earnings Chart

Taiwan Cooperative Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22,827.22 24,472.05 17,181.77 39,637.84 42,866.70

Taiwan Cooperative Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39,637.84 45,096.94 32,634.12 38,622.28 42,866.70
TPE:5880
82GF Score
Taiwan Cooperative Financial Holding Co Ltd TPE:5880
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Taiwan Cooperative Financial Holding Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of NT$42,867 Mil mean?
Taiwan Cooperative Financial Holding Co (TPE:5880) has a Retained Earnings of NT$42,867 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Taiwan Cooperative Financial Holding Co and its competitors.
Is Taiwan Cooperative Financial Holding Co's Retained Earnings too high?
Taiwan Cooperative Financial Holding Co's current Retained Earnings is NT$42,867 Mil. Overall, Taiwan Cooperative Financial Holding Co has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Cooperative Financial Holding Co's Retained Earnings compare to competitors?
Taiwan Cooperative Financial Holding Co's Retained Earnings of NT$42,867 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Taiwan Cooperative Financial Holding Co and its competitors. Taiwan Cooperative Financial Holding Co's current Retained Earnings is NT$42,867 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Cooperative Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co (TPE:5880) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$31.63, compared to a current price of NT$26.90 — trading 15% below its estimated fair value. The current Retained Earnings is NT$42,867 Mil. Taiwan Cooperative Financial Holding Co's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Taiwan Cooperative Financial Holding Co (TPE:5880), the current Retained Earnings is NT$42,867 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiwan Cooperative Financial Holding Co (TPE:5880) Overvalued in 2026?

Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co stock appears to be undervalued. The current stock price of NT$26.90 is trading 15% below its estimated GF Value™ of NT$31.63. GuruFocus considers Taiwan Cooperative Financial Holding Co to be Modestly Undervalued.

Key valuation signals for TPE:5880:

  • Retained Earnings: NT$42,867 Mil
  • GF Value™: NT$31.63 vs. price of NT$26.90 (15% below fair value)
  • GF Score™: 82/100 with 4 warning signs

No single metric tells the full story. See the TPE:5880 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taiwan Cooperative Financial Holding Co Business Description

Address No. 225, Chang\'an East Road, 17-19th Floor, Section 2, Building A, Songshan District, Taipei, TWN
Taiwan Cooperative Financial Holding Co Ltd is a financial holding company with a broad range of financial products and services in Taiwan. The company reportable segments include TCB business segment which includes deposit and loan, capital, trust, and other business and Other noncore business segments. The company generates maximum revenue from TCB Business segment. The company offers commercial banking, bills finance, credit cards, insurance, security and futures trading, venture capital, and asset management through its subsidiaries.
82GF Score

Get the complete analysis for TPE:5880

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$26.90
Price
NT$31.63
GF Value