TPE:5880's ROE % is ranked worse than 64.63% of 1524
companies
in the Banks industry
Industry Median: 10.22
vs TPE:5880: 8.11
Taiwan Cooperative Financial Holding Co (TPE:5880) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Taiwan Cooperative Financial Holding Co ROE % Related Terms
Taiwan Cooperative Financial Holding Co ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Taiwan Cooperative Financial Holding Co ROE % Chart
Taiwan Cooperative Financial Holding Co Annual Data
Taiwan Cooperative Financial Holding Co ROE % Competitor Comparison
For the Banks - Regional subindustry, Taiwan Cooperative Financial Holding Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Taiwan Cooperative Financial Holding Co ROE % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Taiwan Cooperative Financial Holding Co (TPE:5880) has a ROE % of 7.45% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Taiwan Cooperative Financial Holding Co and its competitors. This is near median its historical median of 7.71. Over the past decade, Taiwan Cooperative Financial Holding Co's ROE % has ranged from 7.22 to 8.97. According to the industry distribution chart, Taiwan Cooperative Financial Holding Co ranks #985 out of 1524 companies in the Banks industry, placing it in the top 64.6%.
Is Taiwan Cooperative Financial Holding Co's ROE % too high?
Taiwan Cooperative Financial Holding Co's current ROE % of 7.45% is near median its 10-year median of 7.71. Over the past 10 years, this metric has ranged from a low of 7.22 to a high of 8.97. The Banks industry median ROE % is 10.22. Taiwan Cooperative Financial Holding Co's value of 7.45% is 27.1% below this industry median. Based on the distribution chart, Taiwan Cooperative Financial Holding Co ranks #985 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, Taiwan Cooperative Financial Holding Co has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Cooperative Financial Holding Co's ROE % compare to competitors?
According to the Banks industry distribution chart, Taiwan Cooperative Financial Holding Co ranks #985 out of 1524 companies for ROE %. This places Taiwan Cooperative Financial Holding Co in the lower half of its industry. The industry median ROE % is 10.22. Taiwan Cooperative Financial Holding Co's value of 7.45% is 27.1% below this benchmark. Historically, Taiwan Cooperative Financial Holding Co's own ROE % has ranged from 7.22 to 8.97 over the past decade. While the company's 10-year median is 7.71 vs. the industry median of 10.22, Taiwan Cooperative Financial Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiwan Cooperative Financial Holding Co's current ROE % of 7.45% is 27.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Taiwan Cooperative Financial Holding Co and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiwan Cooperative Financial Holding Co's current ROE % is 7.45%, which is near median its own 10-year median of 7.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Cooperative Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co (TPE:5880) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$31.27, compared to a current price of NT$24.70 — trading 21% below its estimated fair value. The current ROE % is 7.45%, which is near median its 10-year median of 7.71 and 27.1% below the Banks industry median of 10.22. Taiwan Cooperative Financial Holding Co's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Taiwan Cooperative Financial Holding Co (TPE:5880), the current ROE % is 7.45% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Taiwan Cooperative Financial Holding Co (TPE:5880) Overvalued in 2026?
Based on GuruFocus' analysis, Taiwan Cooperative Financial Holding Co stock appears to be undervalued.
The current stock price of NT$24.70 is trading 21% below its estimated GF Value™ of NT$31.27.
GuruFocus considers Taiwan Cooperative Financial Holding Co to be Modestly Undervalued.
Key valuation signals for TPE:5880:
ROE %: 7.45% (near median its 10-year median of 7.71)
GF Value™: NT$31.27 vs. price of NT$24.70 (21% below fair value)
Industry Position: 27.1% below the Banks median (#985 of 1524)
No single metric tells the full story. See the TPE:5880 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Taiwan Cooperative Financial Holding Co Business Description
Taiwan Cooperative Financial Holding Co Ltd is a financial holding company with a broad range of financial products and services in Taiwan. The company reportable segments include TCB business segment which includes deposit and loan, capital, trust, and other business and Other noncore business segments. The company generates maximum revenue from TCB Business segment. The company offers commercial banking, bills finance, credit cards, insurance, security and futures trading, venture capital, and asset management through its subsidiaries.
79GF Score
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