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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-31), Wintrust Financial's 3-1 Month Momentum % is 6.74%.
The industry rank for Wintrust Financial's 3-1 Month Momentum % or its related term are showing as below:
WTFC's 3-1 Month Momentum % is ranked better than 65.17% of 1579
companies
in the Banks industry
Industry Median: 2.74
vs WTFC: 6.74
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Wintrust Financial 3-1 Month Momentum % Related Terms
WTFC vs UMBF, BPOP, CFR: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Wintrust Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wintrust Financial 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Wintrust Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Wintrust Financial's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wintrust Financial (WTFC) has a 3-1 Month Momentum % of 6.74% as of Jul. 31, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Wintrust Financial and its competitors. According to the industry distribution chart, Wintrust Financial ranks #550 out of 1579 companies in the Banks industry, placing it in the top 34.8%.
Is Wintrust Financial's 3-1 Month Momentum % too high?
Wintrust Financial's current 3-1 Month Momentum % is 6.74%. The Banks industry median 3-1 Month Momentum % is 2.74. Wintrust Financial's value of 6.74% is 146% above this industry median. Based on the distribution chart, Wintrust Financial ranks #550 out of 1579 companies in the Banks industry, which is above the industry midpoint. Overall, Wintrust Financial has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wintrust Financial's 3-1 Month Momentum % compare to UMBF and BPOP?
According to the Banks industry distribution chart, Wintrust Financial ranks #550 out of 1579 companies for 3-1 Month Momentum %. This puts Wintrust Financial in the upper half of its industry. The industry median 3-1 Month Momentum % is 2.74. Wintrust Financial's value of 6.74% is 146% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.74, based on 1,579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wintrust Financial's current 3-1 Month Momentum % of 6.74% is 146% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Wintrust Financial and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wintrust Financial's current 3-1 Month Momentum % is 6.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wintrust Financial stock overvalued right now?
Based on GuruFocus' analysis, Wintrust Financial (WTFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $124.97, compared to a current price of $159.56 — trading 27.7% above its estimated fair value. The current 3-1 Month Momentum % is 6.74% and 146% above the Banks industry median of 2.74. Wintrust Financial's overall GF Score™ is 79/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Wintrust Financial (WTFC), the current 3-1 Month Momentum % is 6.74% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wintrust Financial (WTFC) Overvalued in 2026?
Based on GuruFocus' analysis, Wintrust Financial stock appears to be overvalued.
The current stock price of $159.56 is trading 27.7% above its estimated GF Value™ of $124.97.
GuruFocus considers Wintrust Financial to be Modestly Overvalued.
Key valuation signals for WTFC:
3-1 Month Momentum %: 6.74%
GF Value™: $124.97 vs. price of $159.56 (27.7% above fair value)
Industry Position: 146% above the Banks median (#550 of 1579)
No single metric tells the full story. See the WTFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
79GF Score
Get the complete analysis for WTFC
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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