NKSH (National Bankshares) Total Deposits: $1,629.46 Mil (As of Jun. 2026)

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NKSH National Bankshares Inc NKSH
61 GF Score
Price $42.52
GF Value $34.23
Valuation Modestly Overvalued
! 5 Warning Signs
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What is National Bankshares Total Deposits?

National Bankshares NKSH -0.35% 61 Total Deposits is $1,629.46 Mil as of Jun. 2026. GuruFocus rates NKSH with a GF Score™ of 61/100 and a GF Value™ of $34.23 (Modestly Overvalued). The stock has 5 warning signs investors should review.

National Bankshares's annual total deposits increased from Dec. 2023 ($1,503.97 Mil) to Dec. 2024 ($1,644.75 Mil) but then declined from Dec. 2024 ($1,644.75 Mil) to Dec. 2025 ($1,626.93 Mil).

National Bankshares Total Deposits Historical Data

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The historical data trend for National Bankshares's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bankshares Total Deposits Chart

National Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,494.59 1,542.73 1,503.97 1,644.75 1,626.93

National Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,627.68 1,561.90 1,626.93 1,629.76 1,629.46
NKSH
61GF Score
National Bankshares Inc NKSH
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bankshares Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $1,629.46 Mil mean?
National Bankshares (NKSH) has a Total Deposits of $1,629.46 Mil as of Jun. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for National Bankshares and its competitors.
Is National Bankshares' Total Deposits too high?
National Bankshares' current Total Deposits is $1,629.46 Mil. Overall, National Bankshares has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bankshares' Total Deposits compare to OPBK and FFMH?
National Bankshares' Total Deposits of $1,629.46 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for National Bankshares and its competitors. National Bankshares's current Total Deposits is $1,629.46 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bankshares stock overvalued right now?
Based on GuruFocus' analysis, National Bankshares (NKSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $34.23, compared to a current price of $42.52 — trading 24.2% above its estimated fair value. The current Total Deposits is $1,629.46 Mil. National Bankshares' overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For National Bankshares (NKSH), the current Total Deposits is $1,629.46 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bankshares (NKSH) Overvalued in 2026?

Based on GuruFocus' analysis, National Bankshares stock appears to be overvalued. The current stock price of $42.52 is trading 24.2% above its estimated GF Value™ of $34.23. GuruFocus considers National Bankshares to be Modestly Overvalued.

Key valuation signals for NKSH:

  • Total Deposits: $1,629.46 Mil
  • GF Value™: $34.23 vs. price of $42.52 (24.2% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the NKSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bankshares Business Description

Other Exchanges 9F2:Germany
Address 101 Hubbard Street, Blacksburg, VA, USA, 24062-9002
National Bankshares Inc is a bank holding company. It focuses on lending to small and mid-sized businesses and individuals. The types of loans it offers include commercial and agricultural loans, commercial real estate, construction loans for commercial and residential properties, residential real estate, home equity, and various consumer loan products. It also operates an insurance and brokerage subsidiary. The company earns its revenue from interest and fees on loans, non-interest income, and investments.
61GF Score

Get the complete analysis for NKSH

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.52
Price
$34.23
GF Value