NKSH (National Bankshares) LT-Debt-to-Total-Asset: 0.00 (As of Mar. 2026)

What is National Bankshares LT-Debt-to-Total-Asset?

National Bankshares NKSH +2.28% 64 LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus rates NKSH with a GF Score™ of 64/100 and a GF Value™ of $33.12 (Modestly Overvalued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. National Bankshares's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.00.

National Bankshares's long-term debt to total assets ratio stayed the same from Mar. 2025 (0.00) to Mar. 2026 (0.00).

National Bankshares (NAS:NKSH) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

National Bankshares LT-Debt-to-Total-Asset Related Terms

National Bankshares LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for National Bankshares's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bankshares LT-Debt-to-Total-Asset Chart

National Bankshares Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.00

National Bankshares Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.00

64GF Score

National Bankshares Inc NKSH

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

National Bankshares LT-Debt-to-Total-Asset Calculation

National Bankshares's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	0	/	1824.506
	=	0.00

National Bankshares's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	0	/	1828.993
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

National Bankshares (NKSH) has a LT-Debt-to-Total-Asset of 0.00 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on National Bankshares and its competitors.

Is National Bankshares' LT-Debt-to-Total-Asset too high?

National Bankshares' current LT-Debt-to-Total-Asset is 0.00. Overall, National Bankshares has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does National Bankshares' LT-Debt-to-Total-Asset compare to INBK and MRBK?

National Bankshares' LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on National Bankshares and its competitors. National Bankshares's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is National Bankshares stock overvalued right now?

Based on GuruFocus' analysis, National Bankshares (NKSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.12, compared to a current price of $37.21 — trading 12.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. National Bankshares' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For National Bankshares (NKSH), the current LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bankshares (NKSH) Overvalued in 2026?

Based on GuruFocus' analysis, National Bankshares stock appears to be overvalued. The current stock price of $37.21 is trading 12.3% above its estimated GF Value™ of $33.12. GuruFocus considers National Bankshares to be Modestly Overvalued.

Key valuation signals for NKSH:

LT-Debt-to-Total-Asset: 0.00
GF Value™: $33.12 vs. price of $37.21 (12.3% above fair value)
GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the NKSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bankshares Business Description

Industry Financial Services Banks

Comparable Companies INBK MRBK FBLA VABK OPBK FFMH PEBK CZWI EFSI CMTV SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges 9F2:Germany

Address 101 Hubbard Street, Blacksburg, VA, USA, 24062-9002

Website https://www.nationalbankshares.com

National Bankshares Inc is a bank holding company. It focuses on lending to small and mid-sized businesses and individuals. The types of loans it offers include commercial and agricultural loans, commercial real estate, construction loans for commercial and residential properties, residential real estate, home equity, and various consumer loan products. It also operates an insurance and brokerage subsidiary. The company earns its revenue from interest and fees on loans, non-interest income, and investments.

64GF Score

Get the complete analysis for NKSH

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.21

Price

$33.12

GF Value

View NKSH Analysis

See LT-Debt-to-Total-Asset data for all stocks →