National BanksharesNKSH +3.89%63 OCF Yield % is 7.82 as of Jun. 28, 2026, which is 2% above its 10-year median of 7.69. GuruFocus rates NKSH with a GF Score™ of 63/100 and a GF Value™ of $33.12 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,505 Banks companies, National Bankshares ranks worse than 57.28% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
National Bankshares OCF Yield % Related Terms
National Bankshares OCF Yield % Historical Data
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The historical data trend for National Bankshares's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, National Bankshares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bankshares OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, National Bankshares's OCF Yield % distribution charts can be found below:
* The bar in red indicates where National Bankshares's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bankshares (NKSH) has a OCF Yield % of 7.82 as of Jun. 28, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on National Bankshares and its competitors. This is near median its historical median of 7.69. Over the past decade, National Bankshares' OCF Yield % has ranged from 3.04 to 18.39. According to the industry distribution chart, National Bankshares ranks #862 out of 1505 companies in the Banks industry, placing it in the top 57.3%.
Is National Bankshares' OCF Yield % too high?
National Bankshares' current OCF Yield % of 7.82 is near median its 10-year median of 7.69. Over the past 10 years, this metric has ranged from a low of 3.04 to a high of 18.39. The Banks industry median OCF Yield % is 9.32. National Bankshares' value of 7.82 is 16.1% below this industry median. Based on the distribution chart, National Bankshares ranks #862 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, National Bankshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bankshares' OCF Yield % compare to PEBK and FBLA?
According to the Banks industry distribution chart, National Bankshares ranks #862 out of 1505 companies for OCF Yield %. This places National Bankshares in the lower half of its industry. The industry median OCF Yield % is 9.32. National Bankshares' value of 7.82 is 16.1% below this benchmark. Historically, National Bankshares' own OCF Yield % has ranged from 3.04 to 18.39 over the past decade. While the company's 10-year median is 7.69 vs. the industry median of 9.32, National Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bankshares's current OCF Yield % of 7.82 is 16.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on National Bankshares and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bankshares's current OCF Yield % is 7.82, which is near median its own 10-year median of 7.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bankshares stock overvalued right now?
Based on GuruFocus' analysis, National Bankshares (NKSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.12, compared to a current price of $37.41 — trading 13% above its estimated fair value. The current OCF Yield % is 7.82, which is near median its 10-year median of 7.69 and 16.1% below the Banks industry median of 9.32. National Bankshares' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For National Bankshares (NKSH), the current OCF Yield % is 7.82 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bankshares (NKSH) Overvalued in 2026?
Based on GuruFocus' analysis, National Bankshares stock appears to be overvalued.
The current stock price of $37.41 is trading 13% above its estimated GF Value™ of $33.12.
GuruFocus considers National Bankshares to be Modestly Overvalued.
Key valuation signals for NKSH:
OCF Yield %: 7.82 (near median its 10-year median of 7.69)
GF Value™: $33.12 vs. price of $37.41 (13% above fair value)
Industry Position: 16.1% below the Banks median (#862 of 1505)
No single metric tells the full story. See the NKSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bankshares Inc is a bank holding company. It focuses on lending to small and mid-sized businesses and individuals. The types of loans it offers include commercial and agricultural loans, commercial real estate, construction loans for commercial and residential properties, residential real estate, home equity, and various consumer loan products. It also operates an insurance and brokerage subsidiary. The company earns its revenue from interest and fees on loans, non-interest income, and investments.
63GF Score
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