NKSH (National Bankshares) Interest Income: $76.97 Mil (TTM As of Jun. 2026)

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NKSH National Bankshares Inc NKSH
63 GF Score
Price $42.87
GF Value $33.95
Valuation Modestly Overvalued
! 5 Warning Signs
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What is National Bankshares Interest Income?

National Bankshares NKSH +0.05% 63 Interest Income is $76.97 Mil as of Jun. 2026. GuruFocus rates NKSH with a GF Score™ of 63/100 and a GF Value™ of $33.95 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. National Bankshares's interest income for the three months ended in Jun. 2026 was $19.45 Mil. Its interest income for the trailing twelve months (TTM) ended in Jun. 2026 was $76.97 Mil.

National Bankshares Interest Income Historical Data

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The historical data trend for National Bankshares's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bankshares Interest Income Chart

National Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.99 50.11 58.83 70.04 75.31

National Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.54 19.01 19.57 18.94 19.45
NKSH
63GF Score
National Bankshares Inc NKSH
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bankshares Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $76.97 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of $76.97 Mil mean?
National Bankshares (NKSH) has a Interest Income of $76.97 Mil as of Jun. 2026. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on National Bankshares and its competitors.
Is National Bankshares' Interest Income too high?
National Bankshares' current Interest Income is $76.97 Mil. Overall, National Bankshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bankshares' Interest Income compare to RMBI and FFBB?
National Bankshares' Interest Income of $76.97 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Banks company?
A good Interest Income depends on the Banks industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on National Bankshares and its competitors. National Bankshares's current Interest Income is $76.97 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bankshares stock overvalued right now?
Based on GuruFocus' analysis, National Bankshares (NKSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.95, compared to a current price of $42.87 — trading 26.3% above its estimated fair value. The current Interest Income is $76.97 Mil. National Bankshares' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For National Bankshares (NKSH), the current Interest Income is $76.97 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bankshares (NKSH) Overvalued in 2026?

Based on GuruFocus' analysis, National Bankshares stock appears to be overvalued. The current stock price of $42.87 is trading 26.3% above its estimated GF Value™ of $33.95. GuruFocus considers National Bankshares to be Modestly Overvalued.

Key valuation signals for NKSH:

  • Interest Income: $76.97 Mil
  • GF Value™: $33.95 vs. price of $42.87 (26.3% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the NKSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bankshares Business Description

Other Exchanges 9F2:Germany
Address 101 Hubbard Street, Blacksburg, VA, USA, 24062-9002
National Bankshares Inc is a bank holding company. It focuses on lending to small and mid-sized businesses and individuals. The types of loans it offers include commercial and agricultural loans, commercial real estate, construction loans for commercial and residential properties, residential real estate, home equity, and various consumer loan products. It also operates an insurance and brokerage subsidiary. The company earns its revenue from interest and fees on loans, non-interest income, and investments.
63GF Score

Get the complete analysis for NKSH

Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.87
Price
$33.95
GF Value