NKSH (National Bankshares) Ending Cash Position: $62.15 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NKSH National Bankshares Inc NKSH
62 GF Score
Price $41.12
GF Value $32.27
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is National Bankshares Ending Cash Position?

National Bankshares NKSH +0.16% 62 Ending Cash Position is $62.15 Mil as of Mar. 2026. GuruFocus rates NKSH with a GF Score™ of 62/100 and a GF Value™ of $32.27 (Modestly Overvalued). The stock has 5 warning signs investors should review.

National Bankshares's Ending Cash Position for the quarter that ended in Mar. 2026 was $62.15 Mil.

National Bankshares's quarterly Ending Cash Position increased from Sep. 2025 ($42.31 Mil) to Dec. 2025 ($59.25 Mil) and increased from Dec. 2025 ($59.25 Mil) to Mar. 2026 ($62.15 Mil).

National Bankshares's annual Ending Cash Position increased from Dec. 2023 ($86.60 Mil) to Dec. 2024 ($108.12 Mil) but then declined from Dec. 2024 ($108.12 Mil) to Dec. 2025 ($59.25 Mil).


National Bankshares Ending Cash Position Related Terms


National Bankshares Ending Cash Position Historical Data

* Premium members only.

The historical data trend for National Bankshares's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bankshares Ending Cash Position Chart

National Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 138.79 71.43 86.60 108.12 59.25

National Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 92.85 42.31 59.25 62.15 0.00
NKSH
62GF Score
National Bankshares Inc NKSH
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Bankshares Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

National Bankshares's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=108.117+-48.867
=59.25

National Bankshares's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=59.25+2.903
=62.15

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $62.15 Mil mean?
National Bankshares (NKSH) has a Ending Cash Position of $62.15 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on National Bankshares and its competitors.
Is National Bankshares' Ending Cash Position too high?
National Bankshares' current Ending Cash Position is $62.15 Mil. Overall, National Bankshares has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bankshares' Ending Cash Position compare to OPBK and FFMH?
National Bankshares' Ending Cash Position of $62.15 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on National Bankshares and its competitors. National Bankshares's current Ending Cash Position is $62.15 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bankshares stock overvalued right now?
Based on GuruFocus' analysis, National Bankshares (NKSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.27, compared to a current price of $41.12 — trading 27.4% above its estimated fair value. The current Ending Cash Position is $62.15 Mil. National Bankshares' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For National Bankshares (NKSH), the current Ending Cash Position is $62.15 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bankshares (NKSH) Overvalued in 2026?

Based on GuruFocus' analysis, National Bankshares stock appears to be overvalued. The current stock price of $41.12 is trading 27.4% above its estimated GF Value™ of $32.27. GuruFocus considers National Bankshares to be Modestly Overvalued.

Key valuation signals for NKSH:

  • Ending Cash Position: $62.15 Mil
  • GF Value™: $32.27 vs. price of $41.12 (27.4% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the NKSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bankshares Business Description

Other Exchanges 9F2:Germany
Address 101 Hubbard Street, Blacksburg, VA, USA, 24062-9002
National Bankshares Inc is a bank holding company. It focuses on lending to small and mid-sized businesses and individuals. The types of loans it offers include commercial and agricultural loans, commercial real estate, construction loans for commercial and residential properties, residential real estate, home equity, and various consumer loan products. It also operates an insurance and brokerage subsidiary. The company earns its revenue from interest and fees on loans, non-interest income, and investments.
62GF Score

Get the complete analysis for NKSH

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.12
Price
$32.27
GF Value