NKSH (National Bankshares) Tariff Resilience Score: 9/10 (As of Jul. 03, 2026)


NKSH National Bankshares Inc NKSH
63 GF Score
Price $36.55
GF Value $32.93
Valuation Modestly Overvalued
! 4 Warning Signs
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What is National Bankshares Tariff Resilience Score?

National Bankshares NKSH -1.77% 63 Tariff Resilience Score is 9 as of Jul. 03, 2026. GuruFocus rates NKSH with a GF Score™ of 63/100 and a GF Value™ of $32.93 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,607 Banks companies, National Bankshares ranks better than 99.25% on this metric.

National Bankshares has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

National Bankshares has As a financial institution, National Bankshares has minimal direct exposure to tariffs. Its operations are primarily domestic, and it does not rely on physical goods trade, making it highly resilient to tariff impacts.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes National Bankshares might have Highly Resilient.

National Bankshares  (NAS:NKSH) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

National Bankshares Tariff Resilience Score Related Terms

NKSH vs INBK, MRBK, FBLA: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, National Bankshares's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National Bankshares Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, National Bankshares's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where National Bankshares's Tariff Resilience Score falls into.


NKSH
63GF Score
National Bankshares Inc NKSH
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
National Bankshares (NKSH) has a Tariff Resilience Score of 9 as of Jul. 03, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, National Bankshares ranks #12 out of 1607 companies in the Banks industry, placing it in the top 0.7%.
Is National Bankshares' Tariff Resilience Score too high?
National Bankshares' current Tariff Resilience Score is 9. Based on the distribution chart, National Bankshares ranks #12 out of 1607 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bankshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bankshares' Tariff Resilience Score compare to INBK and MRBK?
According to the Banks industry distribution chart, National Bankshares ranks #12 out of 1607 companies for Tariff Resilience Score. This places National Bankshares in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. National Bankshares's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bankshares stock overvalued right now?
Based on GuruFocus' analysis, National Bankshares (NKSH) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.93, compared to a current price of $36.55 — trading 11% above its estimated fair value. The current Tariff Resilience Score is 9. National Bankshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For National Bankshares (NKSH), the current Tariff Resilience Score is 9 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bankshares (NKSH) Overvalued in 2026?

Based on GuruFocus' analysis, National Bankshares stock appears to be overvalued. The current stock price of $36.55 is trading 11% above its estimated GF Value™ of $32.93. GuruFocus considers National Bankshares to be Modestly Overvalued.

Key valuation signals for NKSH:

  • Tariff Resilience Score: 9
  • GF Value™: $32.93 vs. price of $36.55 (11% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the NKSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bankshares Business Description

Other Exchanges 9F2:Germany
Address 101 Hubbard Street, Blacksburg, VA, USA, 24062-9002
National Bankshares Inc is a bank holding company. It focuses on lending to small and mid-sized businesses and individuals. The types of loans it offers include commercial and agricultural loans, commercial real estate, construction loans for commercial and residential properties, residential real estate, home equity, and various consumer loan products. It also operates an insurance and brokerage subsidiary. The company earns its revenue from interest and fees on loans, non-interest income, and investments.
63GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.55
Price
$32.93
GF Value