PRI (Primerica) Unearned Premiums: $17 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PRI Primerica Inc PRI
91 GF Score
Price $319.27
GF Value $306.51
Valuation Fairly Valued
! 3 Warning Signs
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What is Primerica Unearned Premiums?

Primerica PRI +0.64% 91 Unearned Premiums is $17 Mil as of Mar. 2026. GuruFocus rates PRI with a GF Score™ of 91/100 and a GF Value™ of $306.51 (Fairly Valued). The stock has 3 warning signs investors should review.

Primerica's quarterly unearned premiums declined from Sep. 2025 ($16 Mil) to Dec. 2025 ($16 Mil) but then increased from Dec. 2025 ($16 Mil) to Mar. 2026 ($17 Mil).

Primerica's annual unearned premiums increased from Dec. 2023 ($15 Mil) to Dec. 2024 ($16 Mil) but then declined from Dec. 2024 ($16 Mil) to Dec. 2025 ($16 Mil).

Primerica Unearned Premiums Historical Data

* Premium members only.

The historical data trend for Primerica's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primerica Unearned Premiums Chart

Primerica Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Premiums
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.44 15.42 14.88 15.61 15.52

Primerica Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Unearned Premiums Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.47 16.92 16.23 15.52 17.02
PRI
91GF Score
Primerica Inc PRI
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
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Primerica Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of $17 Mil mean?
Primerica (PRI) has a Unearned Premiums of $17 Mil as of Mar. 2026. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for Primerica and its competitors.
Is Primerica's Unearned Premiums too high?
Primerica's current Unearned Premiums is $17 Mil. Overall, Primerica has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Primerica's Unearned Premiums compare to JXN and LNC?
Primerica's Unearned Premiums of $17 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for Primerica and its competitors. Primerica's current Unearned Premiums is $17 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primerica stock overvalued right now?
Based on GuruFocus' analysis, Primerica (PRI) is currently considered Fairly Valued. The stock's GF Value™ is $306.51, compared to a current price of $319.27 — trading 4.2% above its estimated fair value. The current Unearned Premiums is $17 Mil. Primerica's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For Primerica (PRI), the current Unearned Premiums is $17 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primerica (PRI) Overvalued in 2026?

Based on GuruFocus' analysis, Primerica stock appears to be overvalued. The current stock price of $319.27 is trading 4.2% above its estimated GF Value™ of $306.51. GuruFocus considers Primerica to be Fairly Valued.

Key valuation signals for PRI:

  • Unearned Premiums: $17 Mil
  • GF Value™: $306.51 vs. price of $319.27 (4.2% above fair value)
  • GF Score™: 91/100 with 3 warning signs

No single metric tells the full story. See the PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Primerica Business Description

Other Exchanges PI7:Germany
Address 1 Primerica Parkway, Duluth, GA, USA, 30099
Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the United States.
91GF Score

Get the complete analysis for PRI

Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$319.27
Price
$306.51
GF Value