The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Primerica Forward PE Ratio Related Terms
Primerica Forward PE Ratio Historical Data
* Premium members only.
The historical data trend for Primerica's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Primerica Forward PE Ratio Chart
Primerica Annual Data
Trend
2015-12
2016-12
2019-12
2020-12
2021-12
2022-12
2024-12
2025-12
Forward PE Ratio
11.39
14.41
14.39
12.48
12.41
10.81
13.02
10.91
Primerica Quarterly Data
2015-12
2016-03
2016-06
2016-09
2016-12
2019-03
2019-06
2019-09
2019-12
2020-03
2020-06
2020-09
2020-12
2021-03
2021-06
2021-09
2021-12
2022-03
2022-06
2022-09
2022-12
2023-03
2023-06
2023-09
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
11.39
9.13
12.85
11.05
14.41
15.31
14.81
14.04
14.39
9.67
13.68
11.03
12.48
13.33
13.25
11.39
12.41
10.58
10.54
9.35
10.81
11.42
12.97
11.22
13.02
13.51
12.83
11.83
10.91
10.30
PRI vs JXN, LNC, CNO: Forward PE Ratio Comparison
For the Insurance - Life subindustry, Primerica's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Primerica Forward PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Primerica's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Primerica's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Primerica (PRI) has a Forward PE Ratio of 12.24 as of Jul. 07, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Primerica and its competitors. According to the industry distribution chart, Primerica ranks #149 out of 274 companies in the Insurance industry, placing it in the top 54.4%.
Is Primerica's Forward PE Ratio too high?
Primerica's current Forward PE Ratio is 12.24. The Insurance industry median Forward PE Ratio is 11.90. Primerica's value of 12.24 is 2.9% above this industry median. Based on the distribution chart, Primerica ranks #149 out of 274 companies in the Insurance industry, which is below the industry midpoint. Overall, Primerica has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Primerica's Forward PE Ratio compare to JXN and LNC?
According to the Insurance industry distribution chart, Primerica ranks #149 out of 274 companies for Forward PE Ratio. This places Primerica in the lower half of its industry. The industry median Forward PE Ratio is 11.90. Primerica's value of 12.24 is 2.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for an Insurance company?
The median Forward PE Ratio among Insurance companies is 11.90, based on 274 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Primerica's current Forward PE Ratio of 12.24 is 2.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Primerica and its competitors. For the Insurance industry, the median Forward PE Ratio is 11.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Primerica's current Forward PE Ratio is 12.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primerica stock overvalued right now?
Based on GuruFocus' analysis, Primerica (PRI) is currently considered Fairly Valued. The stock's GF Value™ is $303.47, compared to a current price of $299.18 — trading 1.4% below its estimated fair value. The current Forward PE Ratio is 12.24 and 2.9% above the Insurance industry median of 11.90. Primerica's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Primerica (PRI), the current Forward PE Ratio is 12.24 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Primerica (PRI) Overvalued in 2026?
Based on GuruFocus' analysis, Primerica stock appears to be undervalued.
The current stock price of $299.18 is trading 1.4% below its estimated GF Value™ of $303.47.
GuruFocus considers Primerica to be Fairly Valued.
Key valuation signals for PRI:
Forward PE Ratio: 12.24
GF Value™: $303.47 vs. price of $299.18 (1.4% below fair value)
Industry Position: 2.9% above the Insurance median (#149 of 274)
No single metric tells the full story. See the PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the United States.
91GF Score
Get the complete analysis for PRI
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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