PRI (Primerica) Pre-Tax Income: $1,026 Mil (TTM As of Jun. 2026)

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PRI Primerica Inc PRI
92 GF Score
Price $300.99
GF Value $312.79
Valuation Fairly Valued
! 3 Warning Signs
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What is Primerica Pre-Tax Income?

Primerica PRI +1.10% 92 Pre-Tax Income is $1,026 Mil as of Jun. 2026. GuruFocus rates PRI with a GF Score™ of 92/100 and a GF Value™ of $312.79 (Fairly Valued). The stock has 3 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Primerica's pretax income for the three months ended in Jun. 2026 was $258 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $1,026 Mil. Primerica's pretax margin was 29.85%.

During the past 13 years, Primerica's highest Pretax Margin was 30.40%. The lowest was 21.90%. And the median was 23.50%.


Primerica  (NYSE:PRI) Pre-Tax Income Explanation

Primerica's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=258.219/864.933
=29.85%

During the past 13 years, Primerica's highest Pretax Margin was 30.40%. The lowest was 21.90%. And the median was 23.50%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Primerica Pre-Tax Income Related Terms


Primerica Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Primerica's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primerica Pre-Tax Income Chart

Primerica Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 643.53 718.66 771.74 939.25 974.56

Primerica Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 234.50 271.68 247.07 249.42 258.22

PRI vs JXN, LNC, GL: Pre-Tax Income Comparison

For the Insurance - Life subindustry, Primerica's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Primerica Pre-Tax Income vs Insurance Industry

For the Insurance industry and Financial Services sector, Primerica's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Primerica's Pre-Tax Income falls into.


PRI
92GF Score
Primerica Inc PRI
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Primerica Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Primerica's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+974.564
=975

Primerica's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+258.219
=258

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,026 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $1,026 Mil mean?
Primerica (PRI) has a Pre-Tax Income of $1,026 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Primerica and its competitors.
Is Primerica's Pre-Tax Income too high?
Primerica's current Pre-Tax Income is $1,026 Mil. Overall, Primerica has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Primerica's Pre-Tax Income compare to JXN and LNC?
Primerica's Pre-Tax Income of $1,026 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Primerica and its competitors. Primerica's current Pre-Tax Income is $1,026 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primerica stock overvalued right now?
Based on GuruFocus' analysis, Primerica (PRI) is currently considered Fairly Valued. The stock's GF Value™ is $312.79, compared to a current price of $300.99 — trading 3.8% below its estimated fair value. The current Pre-Tax Income is $1,026 Mil. Primerica's overall GF Score™ is 92/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Primerica (PRI), the current Pre-Tax Income is $1,026 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primerica (PRI) Overvalued in 2026?

Based on GuruFocus' analysis, Primerica stock appears to be undervalued. The current stock price of $300.99 is trading 3.8% below its estimated GF Value™ of $312.79. GuruFocus considers Primerica to be Fairly Valued.

Key valuation signals for PRI:

  • Pre-Tax Income: $1,026 Mil
  • GF Value™: $312.79 vs. price of $300.99 (3.8% below fair value)
  • GF Score™: 92/100 with 3 warning signs

No single metric tells the full story. See the PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Primerica Business Description

Other Exchanges PI7:Germany
Address 1 Primerica Parkway, Duluth, GA, USA, 30099
Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the United States.
92GF Score

Get the complete analysis for PRI

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$300.99
Price
$312.79
GF Value