PRI (Primerica) Dividend Payout Ratio: 0.20 (As of Mar. 2026) — 25% Above Median


PRI Primerica Inc PRI
91 GF Score
Price $281.52
GF Value $302.68
Valuation Fairly Valued
! 3 Warning Signs
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What is Primerica Dividend Payout Ratio?

Primerica PRI -0.78% 91 Dividend Payout Ratio is 0.20 as of Mar. 2026, which is 25% above its 10-year median of 0.16. GuruFocus rates PRI with a GF Score™ of 91/100 and a GF Value™ of $302.68 (Fairly Valued). The stock has 3 warning signs investors should review. Among 336 Insurance companies, Primerica ranks better than 80.06% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Primerica's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.20.

The historical rank and industry rank for Primerica's Dividend Payout Ratio or its related term are showing as below:

PRI' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.14   Med: 0.16   Max: 0.18
Current: 0.18


During the past 13 years, the highest Dividend Payout Ratio of Primerica was 0.18. The lowest was 0.14. And the median was 0.16.

PRI's Dividend Payout Ratio is ranked better than
80.06% of 336 companies
in the Insurance industry
Industry Median: 0.38 vs PRI: 0.18

As of today (2026-06-24), the Dividend Yield % of Primerica is 1.61%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Primerica was 2.18%. The lowest was 0.70%. And the median was 1.16%.

Primerica's Dividends per Share for the months ended in Mar. 2026 was $1.20.

During the past 12 months, Primerica's average Dividends Per Share Growth Rate was 20.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 23.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 20.90% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 21.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Primerica was 180.20% per year. The lowest was 16.00% per year. And the median was 23.40% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Primerica (NYSE:PRI) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Primerica Dividend Payout Ratio Related Terms


Primerica Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Primerica's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primerica Dividend Payout Ratio Chart

Primerica Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.16 0.16 0.16 0.18

Primerica Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.19 0.16 0.17 0.20

PRI vs JXN, LNC, GL: Dividend Payout Ratio Comparison

For the Insurance - Life subindustry, Primerica's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Primerica Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Primerica's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Primerica's Dividend Payout Ratio falls into.


PRI
91GF Score
Primerica Inc PRI
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Primerica Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Primerica's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=4.16/ 22.91
=0.18

Primerica's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=1.2/ 5.97
=0.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.20 mean?
Primerica (PRI) has a Dividend Payout Ratio of 0.20 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Primerica and its competitors. This is 25% above median its historical median of 0.16. Over the past decade, Primerica's Dividend Payout Ratio has ranged from 0.14 to 0.18. According to the industry distribution chart, Primerica ranks #67 out of 336 companies in the Insurance industry, placing it in the top 19.9%.
Is Primerica's Dividend Payout Ratio too high?
Primerica's current Dividend Payout Ratio of 0.20 is 25% above median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.18. The Insurance industry median Dividend Payout Ratio is 0.38. Primerica's value of 0.20 is 47.4% below this industry median. Based on the distribution chart, Primerica ranks #67 out of 336 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Primerica has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Primerica's Dividend Payout Ratio compare to JXN and LNC?
According to the Insurance industry distribution chart, Primerica ranks #67 out of 336 companies for Dividend Payout Ratio. This places Primerica in the top 20% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.38. Primerica's value of 0.20 is 47.4% below this benchmark. Historically, Primerica's own Dividend Payout Ratio has ranged from 0.14 to 0.18 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.38, Primerica has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 336 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Primerica's current Dividend Payout Ratio of 0.20 is 47.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Primerica and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Primerica's current Dividend Payout Ratio is 0.20, which is 25% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primerica stock overvalued right now?
Based on GuruFocus' analysis, Primerica (PRI) is currently considered Fairly Valued. The stock's GF Value™ is $302.68, compared to a current price of $281.52 — trading 7% below its estimated fair value. The current Dividend Payout Ratio is 0.20, which is 25% above median its 10-year median of 0.16 and 47.4% below the Insurance industry median of 0.38. Primerica's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Primerica (PRI), the current Dividend Payout Ratio is 0.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primerica (PRI) Overvalued in 2026?

Based on GuruFocus' analysis, Primerica stock appears to be undervalued. The current stock price of $281.52 is trading 7% below its estimated GF Value™ of $302.68. GuruFocus considers Primerica to be Fairly Valued.

Key valuation signals for PRI:

  • Dividend Payout Ratio: 0.20 (25% above median its 10-year median of 0.16)
  • GF Value™: $302.68 vs. price of $281.52 (7% below fair value)
  • GF Score™: 91/100 with 3 warning signs
  • Industry Position: 47.4% below the Insurance median (#67 of 336)

No single metric tells the full story. See the PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Primerica Business Description

Other Exchanges PI7:Germany
Address 1 Primerica Parkway, Duluth, GA, USA, 30099
Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the United States.
91GF Score

Get the complete analysis for PRI

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$281.52
Price
$302.68
GF Value