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PrimericaPRI -0.36%92 3-Year EPS without NRI Growth Rate is 18.60% as of Jun. 2026, which is 8% above its 10-year median of 17.20. GuruFocus rates PRI with a GF Score™ of 92/100 and a GF Value™ of $313.12 (Fairly Valued). The stock has 3 warning signs investors should review. Among 398 Insurance companies, Primerica ranks better than 52.51% on this metric.
During the past 12 months, Primerica's average EPS without NRI Growth Rate was 17.50% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 18.60% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 19.50% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 20.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Primerica was 25.40% per year. The lowest was -27.20% per year. And the median was 17.20% per year.
Primerica (NYSE:PRI) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Primerica 3-Year EPS without NRI Growth Rate Related Terms
PRI vs JXN, LNC, GL: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Life subindustry, Primerica's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Primerica 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Primerica's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Primerica's 3-Year EPS without NRI Growth Rate falls into.
Primerica 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 18.60% mean?
Primerica (PRI) has a 3-Year EPS without NRI Growth Rate of 18.60% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Primerica and its competitors. This is near median its historical median of 17.20. According to the industry distribution chart, Primerica ranks #189 out of 398 companies in the Insurance industry, placing it in the top 47.5%.
Is Primerica's 3-Year EPS without NRI Growth Rate too high?
Primerica's current 3-Year EPS without NRI Growth Rate of 18.60% is near median its 10-year median of 17.20. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.45. Primerica's value of 18.60% is 13.1% above this industry median. Based on the distribution chart, Primerica ranks #189 out of 398 companies in the Insurance industry, which is above the industry midpoint. Overall, Primerica has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Primerica's 3-Year EPS without NRI Growth Rate compare to JXN and LNC?
According to the Insurance industry distribution chart, Primerica ranks #189 out of 398 companies for 3-Year EPS without NRI Growth Rate. This puts Primerica in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.45. Primerica's value of 18.60% is 13.1% above this benchmark. While the company's 10-year median is 17.20 vs. the industry median of 16.45, Primerica has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.45, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Primerica's current 3-Year EPS without NRI Growth Rate of 18.60% is 13.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Primerica and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Primerica's current 3-Year EPS without NRI Growth Rate is 18.60%, which is near median its own 10-year median of 17.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primerica stock overvalued right now?
Based on GuruFocus' analysis, Primerica (PRI) is currently considered Fairly Valued. The stock's GF Value™ is $313.12, compared to a current price of $290.39 — trading 7.3% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 18.60%, which is near median its 10-year median of 17.20 and 13.1% above the Insurance industry median of 16.45. Primerica's overall GF Score™ is 92/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Primerica (PRI), the current 3-Year EPS without NRI Growth Rate is 18.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Primerica (PRI) Overvalued in 2026?
Based on GuruFocus' analysis, Primerica stock appears to be undervalued.
The current stock price of $290.39 is trading 7.3% below its estimated GF Value™ of $313.12.
GuruFocus considers Primerica to be Fairly Valued.
Key valuation signals for PRI:
3-Year EPS without NRI Growth Rate: 18.60% (near median its 10-year median of 17.20)
GF Value™: $313.12 vs. price of $290.39 (7.3% below fair value)
Industry Position: 13.1% above the Insurance median (#189 of 398)
No single metric tells the full story. See the PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the United States.
92GF Score
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