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PrimericaPRI +2.45%92 EV-to-EBIT is 10.68 as of Jul. 16, 2026, which is 8% below its 10-year median of 11.56. GuruFocus rates PRI with a GF Score™ of 92/100 and a GF Value™ of $304.59 (Fairly Valued). The stock has 3 warning signs investors should review. Among 346 Insurance companies, Primerica ranks worse than 59.25% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Primerica's Enterprise Value for the quarter that ended in Mar. 2026 was $8,979 Mil.
Primerica's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,026 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Primerica EV-to-EBIT Related Terms
Primerica EV-to-EBIT Historical Data
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The historical data trend for Primerica's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Primerica's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Primerica EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Primerica's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Primerica's EV-to-EBIT falls into.
Primerica's current Enterprise Value is $10,966 Mil.
Primerica's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,026 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Primerica (PRI) has a EV-to-EBIT of 10.68 as of Jul. 16, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Primerica and its competitors. This is near median its historical median of 11.56. Over the past decade, Primerica's EV-to-EBIT has ranged from 7.80 to 15.46. According to the industry distribution chart, Primerica ranks #205 out of 346 companies in the Insurance industry, placing it in the top 59.2%.
Is Primerica's EV-to-EBIT too high?
Primerica's current EV-to-EBIT of 10.68 is near median its 10-year median of 11.56. Over the past 10 years, this metric has ranged from a low of 7.80 to a high of 15.46. The Insurance industry median EV-to-EBIT is 8.64. Primerica's value of 10.68 is 23.7% above this industry median. Based on the distribution chart, Primerica ranks #205 out of 346 companies in the Insurance industry, which is below the industry midpoint. Overall, Primerica has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Primerica's EV-to-EBIT compare to JXN and LNC?
According to the Insurance industry distribution chart, Primerica ranks #205 out of 346 companies for EV-to-EBIT. This places Primerica in the lower half of its industry. The industry median EV-to-EBIT is 8.64. Primerica's value of 10.68 is 23.7% above this benchmark. Historically, Primerica's own EV-to-EBIT has ranged from 7.80 to 15.46 over the past decade. While the company's 10-year median is 11.56 vs. the industry median of 8.64, Primerica has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.64, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Primerica's current EV-to-EBIT of 10.68 is 23.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Primerica and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Primerica's current EV-to-EBIT is 10.68, which is near median its own 10-year median of 11.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primerica stock overvalued right now?
Based on GuruFocus' analysis, Primerica (PRI) is currently considered Fairly Valued. The stock's GF Value™ is $304.59, compared to a current price of $312.75 — trading 2.7% above its estimated fair value. The current EV-to-EBIT is 10.68, which is near median its 10-year median of 11.56 and 23.7% above the Insurance industry median of 8.64. Primerica's overall GF Score™ is 92/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Primerica (PRI), the current EV-to-EBIT is 10.68 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Primerica (PRI) Overvalued in 2026?
Based on GuruFocus' analysis, Primerica stock appears to be overvalued.
The current stock price of $312.75 is trading 2.7% above its estimated GF Value™ of $304.59.
GuruFocus considers Primerica to be Fairly Valued.
Key valuation signals for PRI:
EV-to-EBIT: 10.68 (near median its 10-year median of 11.56)
GF Value™: $304.59 vs. price of $312.75 (2.7% above fair value)
Industry Position: 23.7% above the Insurance median (#205 of 346)
No single metric tells the full story. See the PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the United States.
92GF Score
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