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NMI HoldingsNMIH -1.96%83 Buyback Yield % is 3.36 as of Jul. 15, 2026, which is 9% above its 10-year median of 3.08. GuruFocus rates NMIH with a GF Score™ of 83/100 and a GF Value™ of $39.46 (Fairly Valued). The stock has 3 warning signs investors should review. Among 205 Insurance companies, NMI Holdings ranks better than 75.61% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
The historical data trend for NMI Holdings's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NMIH vs AGO, RDN, RYAN: Buyback Yield % Comparison
For the Insurance - Specialty subindustry, NMI Holdings's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NMI Holdings Buyback Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, NMI Holdings's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where NMI Holdings's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NMI Holdings (NMIH) has a Buyback Yield % of 3.36 as of Jul. 15, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on NMI Holdings and its competitors. This is near median its historical median of 3.08. According to the industry distribution chart, NMI Holdings ranks #50 out of 205 companies in the Insurance industry, placing it in the top 24.4%.
Is NMI Holdings' Buyback Yield % too high?
NMI Holdings' current Buyback Yield % of 3.36 is near median its 10-year median of 3.08. The Insurance industry median Buyback Yield % is 0.78. NMI Holdings' value of 3.36 is 330.8% above this industry median. Based on the distribution chart, NMI Holdings ranks #50 out of 205 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, NMI Holdings has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NMI Holdings' Buyback Yield % compare to AGO and RDN?
According to the Insurance industry distribution chart, NMI Holdings ranks #50 out of 205 companies for Buyback Yield %. This places NMI Holdings in the top 24% of its industry — outperforming the majority of peers. The industry median Buyback Yield % is 0.78. NMI Holdings' value of 3.36 is 330.8% above this benchmark. While the company's 10-year median is 3.08 vs. the industry median of 0.78, NMI Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for an Insurance company?
The median Buyback Yield % among Insurance companies is 0.78, based on 205 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NMI Holdings's current Buyback Yield % of 3.36 is 330.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on NMI Holdings and its competitors. For the Insurance industry, the median Buyback Yield % is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMI Holdings's current Buyback Yield % is 3.36, which is near median its own 10-year median of 3.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMI Holdings stock overvalued right now?
Based on GuruFocus' analysis, NMI Holdings (NMIH) is currently considered Fairly Valued. The stock's GF Value™ is $39.46, compared to a current price of $41.09 — trading 4.1% above its estimated fair value. The current Buyback Yield % is 3.36, which is near median its 10-year median of 3.08 and 330.8% above the Insurance industry median of 0.78. NMI Holdings' overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For NMI Holdings (NMIH), the current Buyback Yield % is 3.36 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NMI Holdings (NMIH) Overvalued in 2026?
Based on GuruFocus' analysis, NMI Holdings stock appears to be overvalued.
The current stock price of $41.09 is trading 4.1% above its estimated GF Value™ of $39.46.
GuruFocus considers NMI Holdings to be Fairly Valued.
Key valuation signals for NMIH:
Buyback Yield %: 3.36 (near median its 10-year median of 3.08)
GF Value™: $39.46 vs. price of $41.09 (4.1% above fair value)
Industry Position: 330.8% above the Insurance median (#50 of 205)
No single metric tells the full story. See the NMIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
83GF Score
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