NMIH (NMI Holdings) Total Liabilities: $1,277.2 Mil (As of Mar. 2026)


NMIH NMI Holdings Inc NMIH
77 GF Score
Price $41.92
GF Value $39.58
Valuation Fairly Valued
! 3 Warning Signs
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What is NMI Holdings Total Liabilities?

NMI Holdings NMIH +1.33% 77 Total Liabilities is $1,277.2 Mil as of Mar. 2026. GuruFocus rates NMIH with a GF Score™ of 77/100 and a GF Value™ of $39.58 (Fairly Valued). The stock has 3 warning signs investors should review.

NMI Holdings's Total Liabilities for the quarter that ended in Mar. 2026 was $1,277.2 Mil.

NMI Holdings's quarterly Total Liabilities increased from Sep. 2025 ($1,212.32 Mil) to Dec. 2025 ($1,249.11 Mil) and increased from Dec. 2025 ($1,249.11 Mil) to Mar. 2026 ($1,277.21 Mil).

NMI Holdings's annual Total Liabilities increased from Dec. 2023 ($1,014.50 Mil) to Dec. 2024 ($1,132.54 Mil) and increased from Dec. 2024 ($1,132.54 Mil) to Dec. 2025 ($1,249.11 Mil).

NMI Holdings Total Liabilities Historical Data

* Premium members only.

The historical data trend for NMI Holdings's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NMI Holdings Total Liabilities Chart

NMI Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 884.80 902.30 1,014.50 1,132.54 1,249.11

NMI Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,134.63 1,170.98 1,212.32 1,249.11 1,277.21
NMIH
77GF Score
NMI Holdings Inc NMIH
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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NMI Holdings Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

NMI Holdings's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=3841.098-2591.986
=1,249.1

NMI Holdings's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=3909.638-2632.432
=1,277.2

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $1,277.2 Mil mean?
NMI Holdings (NMIH) has a Total Liabilities of $1,277.2 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for NMI Holdings and its competitors.
Is NMI Holdings' Total Liabilities too high?
NMI Holdings' current Total Liabilities is $1,277.2 Mil. Overall, NMI Holdings has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NMI Holdings' Total Liabilities compare to AGO and RDN?
NMI Holdings' Total Liabilities of $1,277.2 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for an Insurance company?
A good Total Liabilities depends on the Insurance industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for NMI Holdings and its competitors. NMI Holdings's current Total Liabilities is $1,277.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMI Holdings stock overvalued right now?
Based on GuruFocus' analysis, NMI Holdings (NMIH) is currently considered Fairly Valued. The stock's GF Value™ is $39.58, compared to a current price of $41.92 — trading 5.9% above its estimated fair value. The current Total Liabilities is $1,277.2 Mil. NMI Holdings' overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For NMI Holdings (NMIH), the current Total Liabilities is $1,277.2 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NMI Holdings (NMIH) Overvalued in 2026?

Based on GuruFocus' analysis, NMI Holdings stock appears to be overvalued. The current stock price of $41.92 is trading 5.9% above its estimated GF Value™ of $39.58. GuruFocus considers NMI Holdings to be Fairly Valued.

Key valuation signals for NMIH:

  • Total Liabilities: $1,277.2 Mil
  • GF Value™: $39.58 vs. price of $41.92 (5.9% above fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the NMIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NMI Holdings Business Description

Address 2100 Powell Street, Emeryville, CA, USA, 94608
NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
77GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.92
Price
$39.58
GF Value