NMI Holdings's EBIT per Share for the
three
months ended in Mar. 2026 was $1.71.
Its EBIT per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $6.65.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBIT per Share growth rate using EBIT per Share data.
The historical rank and industry rank for NMI Holdings's EBIT per Share or its related term are showing as below:
NMIH's 3-Year EBIT Growth Rate is not ranked *
in the Insurance industry.
Industry Median: 13.55 * Ranked among companies with meaningful 3-Year EBIT Growth Rate only.
NMI Holdings's EBIT for the
three
months ended in Mar. 2026 was $132.1 Mil.
NMI Holdings (NAS:NMIH) EBIT per Share Explanation
EBIT is a company's earnings before interest and tax expenses are deducted. It measures a company's profit generates from operating, ignoring tax burden and capital structure. As the tax expense are not deducted, EBIT is helpful when comparing companies in the same industry but with different tax situations. Also, the interest expense are included in EBIT, making it useful to compare companies that have high interest expenses due to large amount of debt.
NMI Holdings EBIT per Share Related Terms
NMI Holdings EBIT per Share Historical Data
* Premium members only.
The historical data trend for NMI Holdings's EBIT per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EBIT per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $6.65
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NMI Holdings (NMIH) has a EBIT per Share of $6.65 as of Mar. 2026. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on NMI Holdings and its competitors. According to the industry distribution chart, NMI Holdings ranks #999999 out of 46 companies in the Insurance industry.
Is NMI Holdings' EBIT per Share too high?
NMI Holdings' current EBIT per Share is $6.65. The Insurance industry median EBIT per Share is 13.55. NMI Holdings' value of $6.65 is 50.9% below this industry median. Based on the distribution chart, NMI Holdings ranks #999999 out of 46 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, NMI Holdings has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NMI Holdings' EBIT per Share compare to AGO and RDN?
According to the Insurance industry distribution chart, NMI Holdings ranks #999999 out of 46 companies for EBIT per Share. This places NMI Holdings in the lower half of its industry. The industry median EBIT per Share is 13.55. NMI Holdings' value of $6.65 is 50.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT per Share for an Insurance company?
The median EBIT per Share among Insurance companies is 13.55, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a EBIT per Share significantly above this median, while those in the bottom quartile fall well below. However, EBIT per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NMI Holdings's current EBIT per Share of $6.65 is 50.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT per Share mean?
A high EBIT per Share can signal that a stock is expensive relative to its fundamentals. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on NMI Holdings and its competitors. For the Insurance industry, the median EBIT per Share is 13.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMI Holdings's current EBIT per Share is $6.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMI Holdings stock overvalued right now?
Based on GuruFocus' analysis, NMI Holdings (NMIH) is currently considered Fairly Valued. The stock's GF Value™ is $39.51, compared to a current price of $41.17 — trading 4.2% above its estimated fair value. The current EBIT per Share is $6.65 and 50.9% below the Insurance industry median of 13.55. NMI Holdings' overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT per Share calculated?
EBIT per Share is calculated from a company's financial statements. For NMI Holdings (NMIH), the current EBIT per Share is $6.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NMI Holdings (NMIH) Overvalued in 2026?
Based on GuruFocus' analysis, NMI Holdings stock appears to be overvalued.
The current stock price of $41.17 is trading 4.2% above its estimated GF Value™ of $39.51.
GuruFocus considers NMI Holdings to be Fairly Valued.
Key valuation signals for NMIH:
EBIT per Share: $6.65
GF Value™: $39.51 vs. price of $41.17 (4.2% above fair value)
Industry Position: 50.9% below the Insurance median (#999999 of 46)
No single metric tells the full story. See the NMIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
82GF Score
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EBIT per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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