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The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.
As of today (2026-08-01), NMI Holdings's 14-Day RSI is 67.89.
The industry rank for NMI Holdings's 14-Day RSI or its related term are showing as below:
NMIH's 14-Day RSI is ranked worse than 83.22% of 590
companies
in the Insurance industry
Industry Median: 51.615
vs NMIH: 67.89
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.
NMI Holdings 14-Day RSI Related Terms
NMIH vs AGO, RDN, RYAN: 14-Day RSI Comparison
For the Insurance - Specialty subindustry, NMI Holdings's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NMI Holdings 14-Day RSI vs Insurance Industry
For the Insurance industry and Financial Services sector, NMI Holdings's 14-Day RSI distribution charts can be found below:
* The bar in red indicates where NMI Holdings's 14-Day RSI falls into.
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NMI Holdings (NMIH) has a 14-Day RSI of 67.89 as of Aug. 01, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on NMI Holdings and its competitors. According to the industry distribution chart, NMI Holdings ranks #491 out of 590 companies in the Insurance industry, placing it in the top 83.2%.
Is NMI Holdings' 14-Day RSI too high?
NMI Holdings' current 14-Day RSI is 67.89. The Insurance industry median 14-Day RSI is 51.62. NMI Holdings' value of 67.89 is 31.5% above this industry median. Based on the distribution chart, NMI Holdings ranks #491 out of 590 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, NMI Holdings has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NMI Holdings' 14-Day RSI compare to AGO and RDN?
According to the Insurance industry distribution chart, NMI Holdings ranks #491 out of 590 companies for 14-Day RSI. This places NMI Holdings in the lower half of its industry. The industry median 14-Day RSI is 51.62. NMI Holdings' value of 67.89 is 31.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for an Insurance company?
The median 14-Day RSI among Insurance companies is 51.62, based on 590 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NMI Holdings's current 14-Day RSI of 67.89 is 31.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on NMI Holdings and its competitors. For the Insurance industry, the median 14-Day RSI is 51.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMI Holdings's current 14-Day RSI is 67.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMI Holdings stock overvalued right now?
Based on GuruFocus' analysis, NMI Holdings (NMIH) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.17, compared to a current price of $44.29 — trading 13.1% above its estimated fair value. The current 14-Day RSI is 67.89 and 31.5% above the Insurance industry median of 51.62. NMI Holdings' overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For NMI Holdings (NMIH), the current 14-Day RSI is 67.89 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NMI Holdings (NMIH) Overvalued in 2026?
Based on GuruFocus' analysis, NMI Holdings stock appears to be overvalued.
The current stock price of $44.29 is trading 13.1% above its estimated GF Value™ of $39.17.
GuruFocus considers NMI Holdings to be Modestly Overvalued.
Key valuation signals for NMIH:
14-Day RSI: 67.89
GF Value™: $39.17 vs. price of $44.29 (13.1% above fair value)
Industry Position: 31.5% above the Insurance median (#491 of 590)
No single metric tells the full story. See the NMIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
85GF Score
Get the complete analysis for NMIH
14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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