NMIH (NMI Holdings) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 31, 2026)

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Director of Data and Quant Analytics at GuruFocus
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NMIH NMI Holdings Inc NMIH
86 GF Score
Price $44.30
GF Value $39.19
Valuation Modestly Overvalued
! 4 Warning Signs
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What is NMI Holdings 5-Year Yield-on-Cost %?

NMI Holdings NMIH +1.87% 86 5-Year Yield-on-Cost % is 0.00 as of Jul. 31, 2026. GuruFocus rates NMIH with a GF Score™ of 86/100 and a GF Value™ of $39.19 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 420 Insurance companies, NMI Holdings ranks worse than 238095% on this metric.

NMI Holdings's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for NMI Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:



NMIH's 5-Year Yield-on-Cost % is not ranked *
in the Insurance industry.
Industry Median: 3.87
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

NMI Holdings  (NAS:NMIH) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


NMI Holdings 5-Year Yield-on-Cost % Related Terms


NMIH vs AGO, RDN, RYAN: 5-Year Yield-on-Cost % Comparison

For the Insurance - Specialty subindustry, NMI Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NMI Holdings 5-Year Yield-on-Cost % vs Insurance Industry

For the Insurance industry and Financial Services sector, NMI Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where NMI Holdings's 5-Year Yield-on-Cost % falls into.


NMIH
86GF Score
NMI Holdings Inc NMIH
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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NMI Holdings 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of NMI Holdings is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
NMI Holdings (NMIH) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on NMI Holdings and its competitors. According to the industry distribution chart, NMI Holdings ranks #999999 out of 420 companies in the Insurance industry.
Is NMI Holdings' 5-Year Yield-on-Cost % too high?
NMI Holdings' current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, NMI Holdings ranks #999999 out of 420 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, NMI Holdings has a GF Score™ of 86/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NMI Holdings' 5-Year Yield-on-Cost % compare to AGO and RDN?
According to the Insurance industry distribution chart, NMI Holdings ranks #999999 out of 420 companies for 5-Year Yield-on-Cost %. This places NMI Holdings in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on NMI Holdings and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMI Holdings's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMI Holdings stock overvalued right now?
Based on GuruFocus' analysis, NMI Holdings (NMIH) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.19, compared to a current price of $44.30 — trading 13% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. NMI Holdings' overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For NMI Holdings (NMIH), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NMI Holdings (NMIH) Overvalued in 2026?

Based on GuruFocus' analysis, NMI Holdings stock appears to be overvalued. The current stock price of $44.30 is trading 13% above its estimated GF Value™ of $39.19. GuruFocus considers NMI Holdings to be Modestly Overvalued.

Key valuation signals for NMIH:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: $39.19 vs. price of $44.30 (13% above fair value)
  • GF Score™: 86/100 with 4 warning signs

No single metric tells the full story. See the NMIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NMI Holdings Business Description

Address 2100 Powell Street, Emeryville, CA, USA, 94608
NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
86GF Score

Get the complete analysis for NMIH

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.30
Price
$39.19
GF Value