NMIH (NMI Holdings) Altman Z-Score


NMIH NMI Holdings Inc NMIH
77 GF Score
Price $41.09
GF Value $39.78
Valuation Fairly Valued
! 3 Warning Signs
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What is NMI Holdings Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

NMIH
77GF Score
NMI Holdings Inc NMIH
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is NMI Holdings (NMIH) Overvalued in 2026?

Based on GuruFocus' analysis, NMI Holdings stock appears to be overvalued. The current stock price of $41.09 is trading 3.3% above its estimated GF Value™ of $39.78. GuruFocus considers NMI Holdings to be Fairly Valued.

Key valuation signals for NMIH:

  • Altman Z-Score:
  • GF Value™: $39.78 vs. price of $41.09 (3.3% above fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the NMIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NMI Holdings Business Description

Address 2100 Powell Street, Emeryville, CA, USA, 94608
NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
77GF Score

Get the complete analysis for NMIH

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.09
Price
$39.78
GF Value