NMIH (NMI Holdings) ROCE %: % (As of Mar. 2026)


NMIH NMI Holdings Inc NMIH
82 GF Score
Price $40.62
GF Value $39.78
Valuation Fairly Valued
! 3 Warning Signs
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What is NMI Holdings ROCE %?

NMI Holdings NMIH +2.68% 82 ROCE % is % as of Mar. 2026. GuruFocus rates NMIH with a GF Score™ of 82/100 and a GF Value™ of $39.78 (Fairly Valued). The stock has 3 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

NMIH
82GF Score
NMI Holdings Inc NMIH
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
NMI Holdings (NMIH) has a ROCE % of % as of Mar. 2026.
Is NMI Holdings' ROCE % too high?
NMI Holdings' current ROCE % is %. Overall, NMI Holdings has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NMI Holdings' ROCE % compare to AGO and RYAN?
NMI Holdings' ROCE % of % can be compared against companies in the Insurance industry. The industry median ROCE % is 8.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 8.20, based on 62 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMI Holdings's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMI Holdings stock overvalued right now?
Based on GuruFocus' analysis, NMI Holdings (NMIH) is currently considered Fairly Valued. The stock's GF Value™ is $39.78, compared to a current price of $40.62 — trading 2.1% above its estimated fair value. The current ROCE % is %. NMI Holdings' overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For NMI Holdings (NMIH), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NMI Holdings (NMIH) Overvalued in 2026?

Based on GuruFocus' analysis, NMI Holdings stock appears to be overvalued. The current stock price of $40.62 is trading 2.1% above its estimated GF Value™ of $39.78. GuruFocus considers NMI Holdings to be Fairly Valued.

Key valuation signals for NMIH:

  • ROCE %: %
  • GF Value™: $39.78 vs. price of $40.62 (2.1% above fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the NMIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NMI Holdings Business Description

Address 2100 Powell Street, Emeryville, CA, USA, 94608
NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
82GF Score

Get the complete analysis for NMIH

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.62
Price
$39.78
GF Value