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Capex-to-Operating-Cash-Flow assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. It’s also useful to distinguish whether the company is capital intensive or not.
Capex-to-Operating-Cash-Flow ratio assesses how much of a company’s Cash Flow from Operations is being devoted to Capital Expenditure. It is a good indicator in terms of how much the company is focused on growth. In general, a high Capex-to-Operating-Cash-Flow ratio indicates that the company is investing more in physical assets and is focused on growth and expansion. Conversely, lower ratio could indicate that a company has reached maturity and is no longer pursuing aggressive growth.
Moreover, the ratio is also useful to distinguish whether the company is capital intensive or not. If the ratio is large, then the company tends to be capital intensive. Lower ratio suggests that it’s a capital-light business. The ratio can be combined with ROIC % to identify whether the company is an asset-light business that has a high return on invested capital. This is one question investors commonly ask to see if a company qualifies as a good company.
Drina osiguranje a.d Capex-to-Operating-Cash-Flow Related Terms
Drina osiguranje a.d Capex-to-Operating-Cash-Flow Historical Data
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The historical data trend for Drina osiguranje a.d's Capex-to-Operating-Cash-Flow can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Drina osiguranje a.d's Capex-to-Operating-Cash-Flow, along with its competitors' market caps and Capex-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Drina osiguranje a.d Capex-to-Operating-Cash-Flow vs Insurance Industry
For the Insurance industry and Financial Services sector, Drina osiguranje a.d's Capex-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Drina osiguranje a.d's Capex-to-Operating-Cash-Flow falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Capex-to-Operating-Cash-Flow of 0.11 mean?
Drina osiguranje a.d (XBLB:DROS-R-A) has a Capex-to-Operating-Cash-Flow of 0.11 as of Dec. 2025. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on Drina osiguranje a.d and its competitors. This is 15% below median its historical median of 0.13. Over the past decade, Drina osiguranje a.d's Capex-to-Operating-Cash-Flow has ranged from 0.06 to 0.60.
Is Drina osiguranje a.d's Capex-to-Operating-Cash-Flow too high?
Drina osiguranje a.d's current Capex-to-Operating-Cash-Flow of 0.11 is 15% below median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.60. The Insurance industry median Capex-to-Operating-Cash-Flow is 0.08. Drina osiguranje a.d's value of 0.11 is 37.5% above this industry median. Overall, Drina osiguranje a.d has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Drina osiguranje a.d's Capex-to-Operating-Cash-Flow compare to competitors?
Drina osiguranje a.d's Capex-to-Operating-Cash-Flow of 0.11 can be compared against companies in the Insurance industry. The industry median Capex-to-Operating-Cash-Flow is 0.08. Drina osiguranje a.d's value of 0.11 is 37.5% above this benchmark. Historically, Drina osiguranje a.d's own Capex-to-Operating-Cash-Flow has ranged from 0.06 to 0.60 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.08, Drina osiguranje a.d has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capex-to-Operating-Cash-Flow for an Insurance company?
The median Capex-to-Operating-Cash-Flow among Insurance companies is 0.08, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Capex-to-Operating-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Capex-to-Operating-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Drina osiguranje a.d's current Capex-to-Operating-Cash-Flow of 0.11 is 37.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capex-to-Operating-Cash-Flow mean?
A high Capex-to-Operating-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on Drina osiguranje a.d and its competitors. For the Insurance industry, the median Capex-to-Operating-Cash-Flow is 0.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Drina osiguranje a.d's current Capex-to-Operating-Cash-Flow is 0.11, which is 15% below median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Drina osiguranje a.d stock overvalued right now?
Drina osiguranje a.d (XBLB:DROS-R-A) has a current Capex-to-Operating-Cash-Flow of 0.11. The stock's GF Value™ is BAM1,495.11, compared to a current price of BAM1,382.40 — trading 7.5% below its estimated fair value. The current Capex-to-Operating-Cash-Flow is 0.11, which is 15% below median its 10-year median of 0.13 and 37.5% above the Insurance industry median of 0.08. Drina osiguranje a.d's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capex-to-Operating-Cash-Flow calculated?
Capex-to-Operating-Cash-Flow is calculated from a company's financial statements. For Drina osiguranje a.d (XBLB:DROS-R-A), the current Capex-to-Operating-Cash-Flow is 0.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Drina osiguranje a.d (XBLB:DROS-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Drina osiguranje a.d stock appears to be undervalued.
The current stock price of BAM1,382.40 is trading 7.5% below its estimated GF Value™ of BAM1,495.11.
Key valuation signals for XBLB:DROS-R-A:
Capex-to-Operating-Cash-Flow: 0.11 (15% below median its 10-year median of 0.13)
GF Value™: BAM1,495.11 vs. price of BAM1,382.40 (7.5% below fair value)
Industry Position: 37.5% above the Insurance median
No single metric tells the full story. See the XBLB:DROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Drina osiguranje a.d operates in the insurance industry. The insurance products offered by the company are vehicle insurance which includes car insurance, full and partly auto insurance, property insurance which includes fire insurance, housing and household protection insurance, freak insurance and insurance against burglary, and face protection.
10GF Score
Get the complete analysis for XBLB:DROS-R-A
Capex-to-Operating-Cash-Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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