Drina osiguranje a.d (XBLB:DROS-R-A) Price-to-Operating-Cash-Flow: 1.88 (As of Aug. 26, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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XBLB:DROS-R-A Drina osiguranje a.d XBLB:DROS-R-A
10 GF Score
Price BAM1,382.40
GF Value BAM1,495.11
! 1 Warning Sign
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What is Drina osiguranje a.d Price-to-Operating-Cash-Flow?

Drina osiguranje a.d XBLB:DROS-R-A 10 Price-to-Operating-Cash-Flow is 1.88 as of Aug. 26, 2026, which is 5% below its 10-year median of 1.98. GuruFocus rates XBLB:DROS-R-A with a GF Score™ of 10/100 and a GF Value™ of BAM1,495.11. The stock has 1 warning sign investors should review.

As of today (2026-08-26), Drina osiguranje a.d's share price is BAM1382.40. Drina osiguranje a.d's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM734.56. Hence, Drina osiguranje a.d's Price-to-Operating-Cash-Flow Ratio for today is 1.88.

The historical rank and industry rank for Drina osiguranje a.d's Price-to-Operating-Cash-Flow or its related term are showing as below:

XBLB:DROS-R-A' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 1.44   Med: 1.98   Max: 2.45
Current: 1.88

During the past 13 years, Drina osiguranje a.d's highest Price-to-Operating-Cash-Flow Ratio was 2.45. The lowest was 1.44. And the median was 1.98.

XBLB:DROS-R-A's Price-to-Operating-Cash-Flow is not ranked
in the Insurance industry.
Industry Median: 9.155 vs XBLB:DROS-R-A: 1.88

Drina osiguranje a.d's Cash Flow from Operations per share for the six months ended in Dec. 2025 was BAM455.22. Its Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM734.56.

During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Drina osiguranje a.d was 5.20% per year. During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 1.60% per year. During the past 5 years, the average Operating Cash Flow per Share Growth Rate was -5.10% per year. During the past 10 years, the average Operating Cash Flow per Share Growth Rate was -3.20% per year.

During the past 13 years, Drina osiguranje a.d's highest 3-Year average Operating Cash Flow per Share Growth Rate was 37.20% per year. The lowest was -13.40% per year. And the median was 3.65% per year.


Drina osiguranje a.d Price-to-Operating-Cash-Flow Historical Data

* Premium members only.

The historical data trend for Drina osiguranje a.d's Price-to-Operating-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Drina osiguranje a.d Price-to-Operating-Cash-Flow Chart

Drina osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Price-to-Operating-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.29 2.34 2.45 1.98 1.88

Drina osiguranje a.d Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Price-to-Operating-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.45 0.00 1.98 0.00 1.88

Drina osiguranje a.d Price-to-Operating-Cash-Flow Competitor Comparison

For the Insurance - Diversified subindustry, Drina osiguranje a.d's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Drina osiguranje a.d Price-to-Operating-Cash-Flow vs Insurance Industry

For the Insurance industry and Financial Services sector, Drina osiguranje a.d's Price-to-Operating-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Drina osiguranje a.d's Price-to-Operating-Cash-Flow falls into.


XBLB:DROS-R-A
10GF Score
Drina osiguranje a.d XBLB:DROS-R-A
Price-to-Operating-Cash-Flow is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Drina osiguranje a.d Price-to-Operating-Cash-Flow Calculation

Drina osiguranje a.d's Price-to-Operating-Cash-Flow ratio for today is calculated as

Price-to-Operating-Cash-Flow Ratio=Share Price/Cash Flow from Operations per share (TTM)
=1382.40/734.555
=1.88

Drina osiguranje a.d's Share Price of today is BAM1382.40.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Drina osiguranje a.d's Cash Flow from Operations per share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM734.56.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Cash Flow from Operations per share is calculated as Cash Flow from Operations divided by Shares Outstanding (Diluted Average).

It can also be calculated from the numbers for the whole company:

Price-to-Operating-Cash-Flow Ratio=Market Cap/Cash Flow from Operations
What does a Price-to-Operating-Cash-Flow of 1.88 mean?
Drina osiguranje a.d (XBLB:DROS-R-A) has a Price-to-Operating-Cash-Flow of 1.88 as of Aug. 26, 2026. Price-to-operating-cash-flow ratio is the ratio of share price to a company's per-share cash from operations. View historical data on Drina osiguranje a.d and its competitors. This is near median its historical median of 1.98. Over the past decade, Drina osiguranje a.d's Price-to-Operating-Cash-Flow has ranged from 1.44 to 2.45.
Is Drina osiguranje a.d's Price-to-Operating-Cash-Flow too high?
Drina osiguranje a.d's current Price-to-Operating-Cash-Flow of 1.88 is near median its 10-year median of 1.98. Over the past 10 years, this metric has ranged from a low of 1.44 to a high of 2.45. The Insurance industry median Price-to-Operating-Cash-Flow is 9.16. Drina osiguranje a.d's value of 1.88 is 79.5% below this industry median. Overall, Drina osiguranje a.d has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Drina osiguranje a.d's Price-to-Operating-Cash-Flow compare to competitors?
Drina osiguranje a.d's Price-to-Operating-Cash-Flow of 1.88 can be compared against companies in the Insurance industry. The industry median Price-to-Operating-Cash-Flow is 9.16. Drina osiguranje a.d's value of 1.88 is 79.5% below this benchmark. Historically, Drina osiguranje a.d's own Price-to-Operating-Cash-Flow has ranged from 1.44 to 2.45 over the past decade. While the company's 10-year median is 1.98 vs. the industry median of 9.16, Drina osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Operating-Cash-Flow for an Insurance company?
The median Price-to-Operating-Cash-Flow among Insurance companies is 9.16, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Operating-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Operating-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Drina osiguranje a.d's current Price-to-Operating-Cash-Flow of 1.88 is 79.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Operating-Cash-Flow mean?
A high Price-to-Operating-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Price-to-operating-cash-flow ratio is the ratio of share price to a company's per-share cash from operations. View historical data on Drina osiguranje a.d and its competitors. For the Insurance industry, the median Price-to-Operating-Cash-Flow is 9.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Drina osiguranje a.d's current Price-to-Operating-Cash-Flow is 1.88, which is near median its own 10-year median of 1.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Drina osiguranje a.d stock overvalued right now?
Drina osiguranje a.d (XBLB:DROS-R-A) has a current Price-to-Operating-Cash-Flow of 1.88. The stock's GF Value™ is BAM1,495.11, compared to a current price of BAM1,382.40 — trading 7.5% below its estimated fair value. The current Price-to-Operating-Cash-Flow is 1.88, which is near median its 10-year median of 1.98 and 79.5% below the Insurance industry median of 9.16. Drina osiguranje a.d's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Operating-Cash-Flow calculated?
Price-to-Operating-Cash-Flow is calculated from a company's financial statements. For Drina osiguranje a.d (XBLB:DROS-R-A), the current Price-to-Operating-Cash-Flow is 1.88 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Drina osiguranje a.d (XBLB:DROS-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Drina osiguranje a.d stock appears to be undervalued. The current stock price of BAM1,382.40 is trading 7.5% below its estimated GF Value™ of BAM1,495.11.

Key valuation signals for XBLB:DROS-R-A:

  • Price-to-Operating-Cash-Flow: 1.88 (near median its 10-year median of 1.98)
  • GF Value™: BAM1,495.11 vs. price of BAM1,382.40 (7.5% below fair value)
  • GF Score™: 10/100 with 1 warning sign
  • Industry Position: 79.5% below the Insurance median

No single metric tells the full story. See the XBLB:DROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Drina osiguranje a.d Business Description

Address 9th January Street, No. 4, Milici, BIH, 75446
Drina osiguranje a.d operates in the insurance industry. The insurance products offered by the company are vehicle insurance which includes car insurance, full and partly auto insurance, property insurance which includes fire insurance, housing and household protection insurance, freak insurance and insurance against burglary, and face protection.
10GF Score

Get the complete analysis for XBLB:DROS-R-A

Price-to-Operating-Cash-Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM1,382.40
Price
BAM1,495.11
GF Value