Drina osiguranje a.d (XBLB:DROS-R-A) EV-to-OCF: -0.29 (As of Jul. 15, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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XBLB:DROS-R-A Drina osiguranje a.d XBLB:DROS-R-A
10 GF Score
Price BAM1,382.40
GF Value BAM1,495.11
! 1 Warning Sign
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What is Drina osiguranje a.d EV-to-OCF?

Drina osiguranje a.d XBLB:DROS-R-A 10 EV-to-OCF is -0.29 as of Jul. 15, 2026. GuruFocus rates XBLB:DROS-R-A with a GF Score™ of 10/100 and a GF Value™ of BAM1,495.11. The stock has 1 warning sign investors should review.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Drina osiguranje a.d's Enterprise Value is BAM-1.93 Mil. Drina osiguranje a.d's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was BAM6.61 Mil. Therefore, Drina osiguranje a.d's EV-to-OCF for today is -0.29.

The historical rank and industry rank for Drina osiguranje a.d's EV-to-OCF or its related term are showing as below:

XBLB:DROS-R-A' s EV-to-OCF Range Over the Past 10 Years
Min: -0.29   Med: 1.7   Max: 2.17
Current: -0.29

During the past 13 years, the highest EV-to-OCF of Drina osiguranje a.d was 2.17. The lowest was -0.29. And the median was 1.70.

XBLB:DROS-R-A's EV-to-OCF is not ranked
in the Insurance industry.
Industry Median: 6.82 vs XBLB:DROS-R-A: -0.29

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-15), Drina osiguranje a.d's stock price is BAM1382.40. Drina osiguranje a.d's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was BAM734.000. Therefore, Drina osiguranje a.d's PE Ratio (TTM) for today is 1.88.


Drina osiguranje a.d  (XBLB:DROS-R-A) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Drina osiguranje a.d's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1382.40/734.000
=1.88

Drina osiguranje a.d's share price for today is BAM1382.40.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Drina osiguranje a.d's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was BAM734.000.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Drina osiguranje a.d EV-to-OCF Related Terms


Drina osiguranje a.d EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Drina osiguranje a.d's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Drina osiguranje a.d EV-to-OCF Chart

Drina osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.17 2.16 2.09 1.74 1.59

Drina osiguranje a.d Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.09 0.00 1.74 0.00 1.59

Drina osiguranje a.d EV-to-OCF Competitor Comparison

For the Insurance - Diversified subindustry, Drina osiguranje a.d's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Drina osiguranje a.d EV-to-OCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Drina osiguranje a.d's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Drina osiguranje a.d's EV-to-OCF falls into.


XBLB:DROS-R-A
10GF Score
Drina osiguranje a.d XBLB:DROS-R-A
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Drina osiguranje a.d EV-to-OCF Calculation

Drina osiguranje a.d's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-1.925/6.611
=-0.29

Drina osiguranje a.d's current Enterprise Value is BAM-1.93 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Drina osiguranje a.d's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was BAM6.61 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -0.29 mean?
Drina osiguranje a.d (XBLB:DROS-R-A) has a EV-to-OCF of -0.29 as of Jul. 15, 2026.
Is Drina osiguranje a.d's EV-to-OCF too high?
Drina osiguranje a.d's current EV-to-OCF is -0.29. Overall, Drina osiguranje a.d has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Drina osiguranje a.d's EV-to-OCF compare to competitors?
Drina osiguranje a.d's EV-to-OCF of -0.29 can be compared against companies in the Insurance industry. The industry median EV-to-OCF is 6.82. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.82, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Drina osiguranje a.d's current EV-to-OCF is -0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Drina osiguranje a.d stock overvalued right now?
Drina osiguranje a.d (XBLB:DROS-R-A) has a current EV-to-OCF of -0.29. The stock's GF Value™ is BAM1,495.11, compared to a current price of BAM1,382.40 — trading 7.5% below its estimated fair value. The current EV-to-OCF is -0.29. Drina osiguranje a.d's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Drina osiguranje a.d (XBLB:DROS-R-A), the current EV-to-OCF is -0.29 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Drina osiguranje a.d (XBLB:DROS-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Drina osiguranje a.d stock appears to be undervalued. The current stock price of BAM1,382.40 is trading 7.5% below its estimated GF Value™ of BAM1,495.11.

Key valuation signals for XBLB:DROS-R-A:

  • EV-to-OCF: -0.29
  • GF Value™: BAM1,495.11 vs. price of BAM1,382.40 (7.5% below fair value)
  • GF Score™: 10/100 with 1 warning sign

No single metric tells the full story. See the XBLB:DROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Drina osiguranje a.d Business Description

Address 9th January Street, No. 4, Milici, BIH, 75446
Drina osiguranje a.d operates in the insurance industry. The insurance products offered by the company are vehicle insurance which includes car insurance, full and partly auto insurance, property insurance which includes fire insurance, housing and household protection insurance, freak insurance and insurance against burglary, and face protection.
10GF Score

Get the complete analysis for XBLB:DROS-R-A

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM1,382.40
Price
BAM1,495.11
GF Value