Drina osiguranje a.d (XBLB:DROS-R-A) Shiller PE Ratio: 1.54 (As of Jul. 17, 2026) — 27% Below Median

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XBLB:DROS-R-A Drina osiguranje a.d XBLB:DROS-R-A
10 GF Score
Price BAM1,382.40
GF Value BAM1,495.11
! 1 Warning Sign
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What is Drina osiguranje a.d Shiller PE Ratio?

Drina osiguranje a.d XBLB:DROS-R-A 10 Shiller PE Ratio is 1.54 as of Jul. 17, 2026, which is 27% below its 10-year median of 2.12. GuruFocus rates XBLB:DROS-R-A with a GF Score™ of 10/100 and a GF Value™ of BAM1,495.11. The stock has 1 warning sign investors should review.

As of today (2026-07-17), Drina osiguranje a.d's current share price is BAM1382.40. Drina osiguranje a.d's E10 for the fiscal year that ended in Dec25 was BAM898.81. Drina osiguranje a.d's Shiller PE Ratio for today is 1.54.

The historical rank and industry rank for Drina osiguranje a.d's Shiller PE Ratio or its related term are showing as below:

XBLB:DROS-R-A' s Shiller PE Ratio Range Over the Past 10 Years
Min: 1.54   Med: 2.12   Max: 3.07
Current: 1.54

During the past 13 years, Drina osiguranje a.d's highest Shiller PE Ratio was 3.07. The lowest was 1.54. And the median was 2.12.

XBLB:DROS-R-A's Shiller PE Ratio is not ranked
in the Insurance industry.
Industry Median: 16.61 vs XBLB:DROS-R-A: 1.54

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Drina osiguranje a.d's adjusted earnings per share data of for the fiscal year that ended in Dec25 was BAM734.000. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is BAM898.81 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Drina osiguranje a.d  (XBLB:DROS-R-A) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Drina osiguranje a.d Shiller PE Ratio Related Terms


Drina osiguranje a.d Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Drina osiguranje a.d's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Drina osiguranje a.d Shiller PE Ratio Chart

Drina osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.12 1.95 1.90 1.56 1.54

Drina osiguranje a.d Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.90 0.00 1.56 0.00 1.54

Drina osiguranje a.d Shiller PE Ratio Competitor Comparison

For the Insurance - Diversified subindustry, Drina osiguranje a.d's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Drina osiguranje a.d Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Drina osiguranje a.d's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Drina osiguranje a.d's Shiller PE Ratio falls into.


XBLB:DROS-R-A
10GF Score
Drina osiguranje a.d XBLB:DROS-R-A
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Drina osiguranje a.d Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Drina osiguranje a.d's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=1382.40/898.81
=1.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Drina osiguranje a.d's E10 for the fiscal year that ended in Dec25 is calculated as:

For example, Drina osiguranje a.d's adjusted earnings per share data for the fiscal year that ended in Dec25 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec25 (Change)*Current CPI (Dec25)
=734/324.0540*324.0540
=734.000

Current CPI (Dec25) = 324.0540.

Drina osiguranje a.d Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201612 645.000 241.432 865.730
201712 738.000 246.524 970.096
201812 964.000 251.233 1,243.420
201912 974.000 256.974 1,228.251
202012 845.000 260.474 1,051.259
202112 684.000 278.802 795.019
202212 726.000 296.797 792.674
202312 573.000 306.746 605.331
202412 684.000 315.605 702.311
202512 734.000 324.054 734.000

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 1.54 mean?
Drina osiguranje a.d (XBLB:DROS-R-A) has a Shiller PE Ratio of 1.54 as of Jul. 17, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Drina osiguranje a.d and its competitors. This is 27% below median its historical median of 2.12. Over the past decade, Drina osiguranje a.d's Shiller PE Ratio has ranged from 1.54 to 3.07.
Is Drina osiguranje a.d's Shiller PE Ratio too high?
Drina osiguranje a.d's current Shiller PE Ratio of 1.54 is 27% below median its 10-year median of 2.12. Over the past 10 years, this metric has ranged from a low of 1.54 to a high of 3.07. The Insurance industry median Shiller PE Ratio is 16.61. Drina osiguranje a.d's value of 1.54 is 90.7% below this industry median. Overall, Drina osiguranje a.d has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Drina osiguranje a.d's Shiller PE Ratio compare to competitors?
Drina osiguranje a.d's Shiller PE Ratio of 1.54 can be compared against companies in the Insurance industry. The industry median Shiller PE Ratio is 16.61. Drina osiguranje a.d's value of 1.54 is 90.7% below this benchmark. Historically, Drina osiguranje a.d's own Shiller PE Ratio has ranged from 1.54 to 3.07 over the past decade. While the company's 10-year median is 2.12 vs. the industry median of 16.61, Drina osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.61, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Drina osiguranje a.d's current Shiller PE Ratio of 1.54 is 90.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Drina osiguranje a.d and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Drina osiguranje a.d's current Shiller PE Ratio is 1.54, which is 27% below median its own 10-year median of 2.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Drina osiguranje a.d stock overvalued right now?
Drina osiguranje a.d (XBLB:DROS-R-A) has a current Shiller PE Ratio of 1.54. The stock's GF Value™ is BAM1,495.11, compared to a current price of BAM1,382.40 — trading 7.5% below its estimated fair value. The current Shiller PE Ratio is 1.54, which is 27% below median its 10-year median of 2.12 and 90.7% below the Insurance industry median of 16.61. Drina osiguranje a.d's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Drina osiguranje a.d (XBLB:DROS-R-A), the current Shiller PE Ratio is 1.54 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Drina osiguranje a.d (XBLB:DROS-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Drina osiguranje a.d stock appears to be undervalued. The current stock price of BAM1,382.40 is trading 7.5% below its estimated GF Value™ of BAM1,495.11.

Key valuation signals for XBLB:DROS-R-A:

  • Shiller PE Ratio: 1.54 (27% below median its 10-year median of 2.12)
  • GF Value™: BAM1,495.11 vs. price of BAM1,382.40 (7.5% below fair value)
  • GF Score™: 10/100 with 1 warning sign
  • Industry Position: 90.7% below the Insurance median

No single metric tells the full story. See the XBLB:DROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Drina osiguranje a.d Business Description

Address 9th January Street, No. 4, Milici, BIH, 75446
Drina osiguranje a.d operates in the insurance industry. The insurance products offered by the company are vehicle insurance which includes car insurance, full and partly auto insurance, property insurance which includes fire insurance, housing and household protection insurance, freak insurance and insurance against burglary, and face protection.
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Get the complete analysis for XBLB:DROS-R-A

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM1,382.40
Price
BAM1,495.11
GF Value