Drina osiguranje a.d (XBLB:DROS-R-A) 3-Year Revenue Growth Rate: 2.00% (As of Dec. 2025) — 29% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XBLB:DROS-R-A Drina osiguranje a.d XBLB:DROS-R-A
10 GF Score
Price BAM1,382.40
GF Value BAM1,495.11
! 1 Warning Sign
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What is Drina osiguranje a.d 3-Year Revenue Growth Rate?

Drina osiguranje a.d XBLB:DROS-R-A 10 3-Year Revenue Growth Rate is 2.00% as of Dec. 2025, which is 29% below its 10-year median of 2.80. GuruFocus rates XBLB:DROS-R-A with a GF Score™ of 10/100 and a GF Value™ of BAM1,495.11. The stock has 1 warning sign investors should review.

Drina osiguranje a.d's Revenue per Share for the six months ended in Dec. 2025 was BAM1,767.44.

During the past 12 months, Drina osiguranje a.d's average Revenue per Share Growth Rate was 2.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was 2.00% per year. During the past 5 years, the average Revenue per Share Growth Rate was -0.40% per year. During the past 10 years, the average Revenue per Share Growth Rate was -0.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.

During the past 13 years, the highest 3-Year average Revenue per Share Growth Rate of Drina osiguranje a.d was 8.30% per year. The lowest was -4.90% per year. And the median was 2.80% per year.


Drina osiguranje a.d  (XBLB:DROS-R-A) 3-Year Revenue Growth Rate Explanation

Revenue per Share is the amount of Revenue per outstanding share of the company's stock.

Revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top. Revenue per share growth rate is used in calculating Predictability Rank, companies with more consistent revenue and earnings growth are ranked high with predictability.


Drina osiguranje a.d 3-Year Revenue Growth Rate Related Terms


Drina osiguranje a.d 3-Year Revenue Growth Rate Competitor Comparison

For the Insurance - Diversified subindustry, Drina osiguranje a.d's 3-Year Revenue Growth Rate, along with its competitors' market caps and 3-Year Revenue Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Drina osiguranje a.d 3-Year Revenue Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Drina osiguranje a.d's 3-Year Revenue Growth Rate distribution charts can be found below:

* The bar in red indicates where Drina osiguranje a.d's 3-Year Revenue Growth Rate falls into.


XBLB:DROS-R-A
10GF Score
Drina osiguranje a.d XBLB:DROS-R-A
3-Year Revenue Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Drina osiguranje a.d 3-Year Revenue Growth Rate Calculation

This is the 3-year average growth rate of Revenue per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.

What does a 3-Year Revenue Growth Rate of 2.00% mean?
Drina osiguranje a.d (XBLB:DROS-R-A) has a 3-Year Revenue Growth Rate of 2.00% as of Dec. 2025. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Drina osiguranje a.d and its competitors. This is 29% below median its historical median of 2.80.
Is Drina osiguranje a.d's 3-Year Revenue Growth Rate too high?
Drina osiguranje a.d's current 3-Year Revenue Growth Rate of 2.00% is 29% below median its 10-year median of 2.80. The Insurance industry median 3-Year Revenue Growth Rate is 11.70. Drina osiguranje a.d's value of 2.00% is 82.9% below this industry median. Overall, Drina osiguranje a.d has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Drina osiguranje a.d's 3-Year Revenue Growth Rate compare to competitors?
Drina osiguranje a.d's 3-Year Revenue Growth Rate of 2.00% can be compared against companies in the Insurance industry. The industry median 3-Year Revenue Growth Rate is 11.70. Drina osiguranje a.d's value of 2.00% is 82.9% below this benchmark. While the company's 10-year median is 2.80 vs. the industry median of 11.70, Drina osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Revenue Growth Rate for an Insurance company?
The median 3-Year Revenue Growth Rate among Insurance companies is 11.70, based on 466 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Revenue Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Revenue Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Drina osiguranje a.d's current 3-Year Revenue Growth Rate of 2.00% is 82.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Revenue Growth Rate mean?
A high 3-Year Revenue Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Drina osiguranje a.d and its competitors. For the Insurance industry, the median 3-Year Revenue Growth Rate is 11.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Drina osiguranje a.d's current 3-Year Revenue Growth Rate is 2.00%, which is 29% below median its own 10-year median of 2.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Drina osiguranje a.d stock overvalued right now?
Drina osiguranje a.d (XBLB:DROS-R-A) has a current 3-Year Revenue Growth Rate of 2.00%. The stock's GF Value™ is BAM1,495.11, compared to a current price of BAM1,382.40 — trading 7.5% below its estimated fair value. The current 3-Year Revenue Growth Rate is 2.00%, which is 29% below median its 10-year median of 2.80 and 82.9% below the Insurance industry median of 11.70. Drina osiguranje a.d's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Revenue Growth Rate calculated?
3-Year Revenue Growth Rate is calculated from a company's financial statements. For Drina osiguranje a.d (XBLB:DROS-R-A), the current 3-Year Revenue Growth Rate is 2.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Drina osiguranje a.d (XBLB:DROS-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Drina osiguranje a.d stock appears to be undervalued. The current stock price of BAM1,382.40 is trading 7.5% below its estimated GF Value™ of BAM1,495.11.

Key valuation signals for XBLB:DROS-R-A:

  • 3-Year Revenue Growth Rate: 2.00% (29% below median its 10-year median of 2.80)
  • GF Value™: BAM1,495.11 vs. price of BAM1,382.40 (7.5% below fair value)
  • GF Score™: 10/100 with 1 warning sign
  • Industry Position: 82.9% below the Insurance median

No single metric tells the full story. See the XBLB:DROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Drina osiguranje a.d Business Description

Address 9th January Street, No. 4, Milici, BIH, 75446
Drina osiguranje a.d operates in the insurance industry. The insurance products offered by the company are vehicle insurance which includes car insurance, full and partly auto insurance, property insurance which includes fire insurance, housing and household protection insurance, freak insurance and insurance against burglary, and face protection.
10GF Score

Get the complete analysis for XBLB:DROS-R-A

3-Year Revenue Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM1,382.40
Price
BAM1,495.11
GF Value