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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Drina osiguranje a.d's
EBIT
for the
six
months ended in Dec. 2025 was BAM4.05 Mil. Drina osiguranje a.d's Interest Expense for the
six
months ended in Dec. 2025 was BAM-0.02 Mil.
Drina osiguranje a.d's interest coverage for the quarter that ended in Dec. 2025 was 213.00.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Drina osiguranje a.d has no debt.
The historical rank and industry rank for Drina osiguranje a.d's Interest Coverage or its related term are showing as below:
XBLB:DROS-R-A'
s Interest Coverage Range Over the Past 10 Years
Min: 111.65 Med: 251.33 Max: No Debt
Current: 242.45
XBLB:DROS-R-A's Interest Coverage is not ranked
in the Insurance industry.
Industry Median: 16.06
vs XBLB:DROS-R-A: 242.45
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Drina osiguranje a.d Interest Coverage Related Terms
Drina osiguranje a.d Interest Coverage Historical Data
* Premium members only.
The historical data trend for Drina osiguranje a.d's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Insurance - Diversified subindustry, Drina osiguranje a.d's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Drina osiguranje a.d Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Drina osiguranje a.d's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Drina osiguranje a.d's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Drina osiguranje a.d (XBLB:DROS-R-A) has a Interest Coverage of 213.00 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Drina osiguranje a.d and its competitors. This is 15% below median its historical median of 251.33. Over the past decade, Drina osiguranje a.d's Interest Coverage has ranged from 111.65 to 10,000.00.
Is Drina osiguranje a.d's Interest Coverage too high?
Drina osiguranje a.d's current Interest Coverage of 213.00 is 15% below median its 10-year median of 251.33. Over the past 10 years, this metric has ranged from a low of 111.65 to a high of 10,000.00. The Insurance industry median Interest Coverage is 16.06. Drina osiguranje a.d's value of 213.00 is 1226.3% above this industry median. Overall, Drina osiguranje a.d has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Drina osiguranje a.d's Interest Coverage compare to competitors?
Drina osiguranje a.d's Interest Coverage of 213.00 can be compared against companies in the Insurance industry. The industry median Interest Coverage is 16.06. Drina osiguranje a.d's value of 213.00 is 1226.3% above this benchmark. Historically, Drina osiguranje a.d's own Interest Coverage has ranged from 111.65 to 10,000.00 over the past decade. While the company's 10-year median is 251.33 vs. the industry median of 16.06, Drina osiguranje a.d has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.06, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Drina osiguranje a.d's current Interest Coverage of 213.00 is 1226.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Drina osiguranje a.d and its competitors. For the Insurance industry, the median Interest Coverage is 16.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Drina osiguranje a.d's current Interest Coverage is 213.00, which is 15% below median its own 10-year median of 251.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Drina osiguranje a.d stock overvalued right now?
Drina osiguranje a.d (XBLB:DROS-R-A) has a current Interest Coverage of 213.00. The stock's GF Value™ is BAM1,495.11, compared to a current price of BAM1,382.40 — trading 7.5% below its estimated fair value. The current Interest Coverage is 213.00, which is 15% below median its 10-year median of 251.33 and 1226.3% above the Insurance industry median of 16.06. Drina osiguranje a.d's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Drina osiguranje a.d (XBLB:DROS-R-A), the current Interest Coverage is 213.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Drina osiguranje a.d (XBLB:DROS-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Drina osiguranje a.d stock appears to be undervalued.
The current stock price of BAM1,382.40 is trading 7.5% below its estimated GF Value™ of BAM1,495.11.
Key valuation signals for XBLB:DROS-R-A:
Interest Coverage: 213.00 (15% below median its 10-year median of 251.33)
GF Value™: BAM1,495.11 vs. price of BAM1,382.40 (7.5% below fair value)
Industry Position: 1226.3% above the Insurance median
No single metric tells the full story. See the XBLB:DROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Drina osiguranje a.d operates in the insurance industry. The insurance products offered by the company are vehicle insurance which includes car insurance, full and partly auto insurance, property insurance which includes fire insurance, housing and household protection insurance, freak insurance and insurance against burglary, and face protection.
10GF Score
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