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During the past 12 months, Drina osiguranje a.d's average EPS without NRI Growth Rate was 12.60% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 0.60% per year.
During the past 5 years, the average EPS without NRI Growth Rate was -2.30% per year.
During the past 10 years, the average EPS without NRI Growth Rate was -0.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Drina osiguranje a.d was 29.60% per year. The lowest was -12.30% per year. And the median was 9.40% per year.
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Drina osiguranje a.d 3-Year EPS without NRI Growth Rate Related Terms
For the Insurance - Diversified subindustry, Drina osiguranje a.d's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Drina osiguranje a.d 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Drina osiguranje a.d's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Drina osiguranje a.d's 3-Year EPS without NRI Growth Rate falls into.
Drina osiguranje a.d 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 0.60% mean?
Drina osiguranje a.d (XBLB:DROS-R-A) has a 3-Year EPS without NRI Growth Rate of 0.60% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Drina osiguranje a.d and its competitors. This is 94% below median its historical median of 9.40.
Is Drina osiguranje a.d's 3-Year EPS without NRI Growth Rate too high?
Drina osiguranje a.d's current 3-Year EPS without NRI Growth Rate of 0.60% is 94% below median its 10-year median of 9.40. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.45. Drina osiguranje a.d's value of 0.60% is 96.4% below this industry median. Overall, Drina osiguranje a.d has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Drina osiguranje a.d's 3-Year EPS without NRI Growth Rate compare to competitors?
Drina osiguranje a.d's 3-Year EPS without NRI Growth Rate of 0.60% can be compared against companies in the Insurance industry. The industry median 3-Year EPS without NRI Growth Rate is 16.45. Drina osiguranje a.d's value of 0.60% is 96.4% below this benchmark. While the company's 10-year median is 9.40 vs. the industry median of 16.45, Drina osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.45, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Drina osiguranje a.d's current 3-Year EPS without NRI Growth Rate of 0.60% is 96.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Drina osiguranje a.d and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Drina osiguranje a.d's current 3-Year EPS without NRI Growth Rate is 0.60%, which is 94% below median its own 10-year median of 9.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Drina osiguranje a.d stock overvalued right now?
Drina osiguranje a.d (XBLB:DROS-R-A) has a current 3-Year EPS without NRI Growth Rate of 0.60%. The stock's GF Value™ is BAM1,495.11, compared to a current price of BAM1,382.40 — trading 7.5% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 0.60%, which is 94% below median its 10-year median of 9.40 and 96.4% below the Insurance industry median of 16.45. Drina osiguranje a.d's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Drina osiguranje a.d (XBLB:DROS-R-A), the current 3-Year EPS without NRI Growth Rate is 0.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Drina osiguranje a.d (XBLB:DROS-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Drina osiguranje a.d stock appears to be undervalued.
The current stock price of BAM1,382.40 is trading 7.5% below its estimated GF Value™ of BAM1,495.11.
Key valuation signals for XBLB:DROS-R-A:
3-Year EPS without NRI Growth Rate: 0.60% (94% below median its 10-year median of 9.40)
GF Value™: BAM1,495.11 vs. price of BAM1,382.40 (7.5% below fair value)
Industry Position: 96.4% below the Insurance median
No single metric tells the full story. See the XBLB:DROS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Drina osiguranje a.d operates in the insurance industry. The insurance products offered by the company are vehicle insurance which includes car insurance, full and partly auto insurance, property insurance which includes fire insurance, housing and household protection insurance, freak insurance and insurance against burglary, and face protection.
10GF Score
Get the complete analysis for XBLB:DROS-R-A
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