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Southern Missouri Bancorp (Southern Missouri Bancorp) Capital Adequacy Tier - Leverage Ratio % : 9.90% (As of Dec. 2023)


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What is Southern Missouri Bancorp Capital Adequacy Tier - Leverage Ratio %?

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.

Southern Missouri Bancorp's Capital Adequacy Tier - Leverage Ratio % for the quarter that ended in Dec. 2023 was 9.90% , which is lower than 10.00% for the pervious quarter ended in Sep. 2023.

Southern Missouri Bancorp's Capital Adequacy Tier - Leverage Ratio % for the annual that ended in Jun. 2023 was 9.95% , which is lower than 10.41% for the pervious year ended in Jun. 2022.

The historical rank and industry rank for Southern Missouri Bancorp's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:

SMBC's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.

Southern Missouri Bancorp Capital Adequacy Tier - Leverage Ratio % Historical Data

The historical data trend for Southern Missouri Bancorp's Capital Adequacy Tier - Leverage Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Southern Missouri Bancorp Capital Adequacy Tier - Leverage Ratio % Chart

Southern Missouri Bancorp Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Southern Missouri BancorpQuarterly Data
Trend Sep17 Dec17 Mar18 Sep18 Dec18 Mar19 Sep19 Dec19 Mar20 Sep20 Dec20 Mar21 Sep21 Dec21 Mar22 Sep22 Dec22 Mar23 Sep23 Dec23
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Competitive Comparison of Southern Missouri Bancorp's Capital Adequacy Tier - Leverage Ratio %

For the Banks - Regional subindustry, Southern Missouri Bancorp's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southern Missouri Bancorp  (NAS:SMBC) Capital Adequacy Tier - Leverage Ratio % Calculation

Capital Adequacy Tier - Leverage Ratio % is calculated as

Capital Adequacy Tier - Leverage Ratio %=Capital / Total Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Southern Missouri Bancorp  (NAS:SMBC) Capital Adequacy Tier - Leverage Ratio % Explanation

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.

The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.


Southern Missouri Bancorp Capital Adequacy Tier - Leverage Ratio % Related Terms

Thank you for viewing the detailed overview of Southern Missouri Bancorp's Capital Adequacy Tier - Leverage Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Southern Missouri Bancorp (Southern Missouri Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
2991 Oak Grove Road, Poplar Bluff, MO, USA, 63901
Southern Missouri Bancorp Inc is a us-based holding company for Southern Missouri Savings Bank. The principal business of the bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, and to a lesser extent, brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, and consumer loans. It is engaged in providing the range of banking and financial services to individuals and corporate customers in its market areas. The company derives revenue principally from interest earned on loans, debt securities, bank card interchange fees, loan late charges and another fee income.
Executives
Stefan Chkautovich officer: Chief Financial Officer 2991 OAK GROVE RD, POPLAR BLUFF MO 639012
Dennis C Robison director C/O SOUTHERN MISSOURI BANCORP INC, 531 VINE STREET, POPLAR BLUFF MO 63901
Matthew T Funke officer: Chief Financial Officer C/O SOUTHERN MISSOURI BANCORP INC, 531 VINE STREET, POPLAR BLUFF MO 63901
Daniel Lee Jones director 2991 OAK GROVE RD., POPLAR BLUFF MO 63901
Brett Dorton officer: EVP, Chief Strategies Officer C/O SOUTHERN MISSOURI BANCORP, INC., 2991 OAK GROVE ROAD, POPLAR BLUFF MO 63901
Greg A Steffens director, officer: President C/O SOUTHERN MISSOURI BANCORP INC, 531 VINE STREET, POPLAR BLUFF MO 63901-7330
William E Young director 2991 OAK GROVE RD, POPLAR BLUFF MO 63901
David L Mcclain director 2991 OAK GROVE RD, POPLAR BLUFF MO 63901
Lance K Greunke officer: Executive Vice President 2991 OAK GROVE ROAD, POPLAR BLUFF MO 63901
Charles R Love director 1469 CO. RD. 468, POPLAR BLUFF MO 63901
Sammy A Schalk director C/O SOUTHERN MISSOURI BANCORP INC, 531 VINE STREET, POPLAR BLUFF MO 63901-7330
Martin Weishaar officer: Chief Legal Officer SOUTHERN MISSOURI BANCORP, INC., 2991 OAK GROVE ROAD, POPLAR BLUFF MO 63901
Douglas Bagby director C/O SOUTHERN MISSOURI BANCORP INC, 531 VINE STREET, POPLAR BLUFF MO 63901-7330
Mark E Hecker officer: EVP, Chief Credit Officer 16 WEST FRANKLIN STREET, LIBERTY MO 64068
Richard Windes officer: Chief Lending Officer C/O SOUTHERN MISSOURI BANCORP, INC., 2991 OAK GROVE ROAD, POPLAR BLUFF MO 63901

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