PT Panin Financial Tbk (ISX:PNLF) Cash Conversion Cycle

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:PNLF PT Panin Financial Tbk ISX:PNLF
72 GF Score
Price Rp218.00
GF Value Rp276.54
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Panin Financial Tbk Cash Conversion Cycle?

Cash Conversion Cycle (CCC) does not apply to banks and insurance companies.

ISX:PNLF
72GF Score
PT Panin Financial Tbk ISX:PNLF
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Panin Financial Tbk (ISX:PNLF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Panin Financial Tbk stock appears to be undervalued. The current stock price of Rp218.00 is trading 21.2% below its estimated GF Value™ of Rp276.54. GuruFocus considers PT Panin Financial Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PNLF:

  • Cash Conversion Cycle:
  • GF Value™: Rp276.54 vs. price of Rp218.00 (21.2% below fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the ISX:PNLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Panin Financial Tbk Business Description

Address Jalan Jendral Sudirman Kav. 1 - Senayan, Panin Bank Headquarters Building, 8th Floor, Jakarta, IDN, 10270
PT Panin Financial Tbk is an Indonesian company in providing management, business, and administration consulting services. The company is also engaged in providing life insurance, health insurance, personal insurance, and annuity business. The company's reportable segments are Life insurance and business consulting services, and Banking and Multi-finance.
72GF Score

Get the complete analysis for ISX:PNLF

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp218.00
Price
Rp276.54
GF Value