PT Panin Financial Tbk (ISX:PNLF) Margin of Safety % (DCF FCF Based): N/A (As of Jul. 01, 2026)


ISX:PNLF PT Panin Financial Tbk ISX:PNLF
74 GF Score
Price Rp212.00
GF Value Rp276.49
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Panin Financial Tbk Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

PT Panin Financial Tbk's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

PT Panin Financial Tbk Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, PT Panin Financial Tbk's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Panin Financial Tbk Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, PT Panin Financial Tbk's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where PT Panin Financial Tbk's Margin of Safety % (DCF FCF Based) falls into.


ISX:PNLF
74GF Score
PT Panin Financial Tbk ISX:PNLF
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Panin Financial Tbk (ISX:PNLF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Panin Financial Tbk stock appears to be undervalued. The current stock price of Rp212.00 is trading 23.3% below its estimated GF Value™ of Rp276.49. GuruFocus considers PT Panin Financial Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PNLF:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: Rp276.49 vs. price of Rp212.00 (23.3% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the ISX:PNLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Panin Financial Tbk Business Description

Address Jalan Jendral Sudirman Kav. 1 - Senayan, Panin Bank Headquarters Building, 8th Floor, Jakarta, IDN, 10270
PT Panin Financial Tbk is an Indonesian company in providing management, business, and administration consulting services. The company is also engaged in providing life insurance, health insurance, personal insurance, and annuity business. The company's reportable segments are Life insurance and business consulting services, and Banking and Multi-finance.
74GF Score

Get the complete analysis for ISX:PNLF

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp212.00
Price
Rp276.49
GF Value