PT Panin Financial Tbk (ISX:PNLF) ROCE %: % (As of Mar. 2026)


ISX:PNLF PT Panin Financial Tbk ISX:PNLF
74 GF Score
Price Rp212.00
GF Value Rp276.49
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Panin Financial Tbk ROCE %?

PT Panin Financial Tbk ISX:PNLF -1.85% 74 ROCE % is % as of Mar. 2026. GuruFocus rates ISX:PNLF with a GF Score™ of 74/100 and a GF Value™ of Rp276.49 (Modestly Undervalued). The stock has 3 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

ISX:PNLF
74GF Score
PT Panin Financial Tbk ISX:PNLF
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
PT Panin Financial Tbk (ISX:PNLF) has a ROCE % of % as of Mar. 2026.
Is PT Panin Financial Tbk's ROCE % too high?
PT Panin Financial Tbk's current ROCE % is %. Overall, PT Panin Financial Tbk has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Panin Financial Tbk's ROCE % compare to competitors?
PT Panin Financial Tbk's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.20, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Panin Financial Tbk's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Panin Financial Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Panin Financial Tbk (ISX:PNLF) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp276.49, compared to a current price of Rp212.00 — trading 23.3% below its estimated fair value. The current ROCE % is %. PT Panin Financial Tbk's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For PT Panin Financial Tbk (ISX:PNLF), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Panin Financial Tbk (ISX:PNLF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Panin Financial Tbk stock appears to be undervalued. The current stock price of Rp212.00 is trading 23.3% below its estimated GF Value™ of Rp276.49. GuruFocus considers PT Panin Financial Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PNLF:

  • ROCE %: %
  • GF Value™: Rp276.49 vs. price of Rp212.00 (23.3% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the ISX:PNLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Panin Financial Tbk Business Description

Address Jalan Jendral Sudirman Kav. 1 - Senayan, Panin Bank Headquarters Building, 8th Floor, Jakarta, IDN, 10270
PT Panin Financial Tbk is an Indonesian company in providing management, business, and administration consulting services. The company is also engaged in providing life insurance, health insurance, personal insurance, and annuity business. The company's reportable segments are Life insurance and business consulting services, and Banking and Multi-finance.
74GF Score

Get the complete analysis for ISX:PNLF

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp212.00
Price
Rp276.49
GF Value