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PT Panin Financial Tbk (ISX:PNLF) Debt-to-EBITDA : N/A (As of Mar. 2024)


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What is PT Panin Financial Tbk Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

PT Panin Financial Tbk's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was Rp3,719 Mil. PT Panin Financial Tbk's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was Rp4,448,830 Mil. PT Panin Financial Tbk's annualized EBITDA for the quarter that ended in Mar. 2024 was Rp0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for PT Panin Financial Tbk's Debt-to-EBITDA or its related term are showing as below:

During the past 13 years, the highest Debt-to-EBITDA Ratio of PT Panin Financial Tbk was 0.64. The lowest was 0.64. And the median was 0.64.

ISX:PNLF's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.43
* Ranked among companies with meaningful Debt-to-EBITDA only.

PT Panin Financial Tbk Debt-to-EBITDA Historical Data

The historical data trend for PT Panin Financial Tbk's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PT Panin Financial Tbk Debt-to-EBITDA Chart

PT Panin Financial Tbk Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A 0.64 0.64

PT Panin Financial Tbk Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

Competitive Comparison of PT Panin Financial Tbk's Debt-to-EBITDA

For the Insurance - Life subindustry, PT Panin Financial Tbk's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Panin Financial Tbk's Debt-to-EBITDA Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, PT Panin Financial Tbk's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where PT Panin Financial Tbk's Debt-to-EBITDA falls into.



PT Panin Financial Tbk Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

PT Panin Financial Tbk's Debt-to-EBITDA for the fiscal year that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(5895 + 6509213) / 10258723
=0.64

PT Panin Financial Tbk's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3719 + 4448830) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2024) EBITDA data.


PT Panin Financial Tbk  (ISX:PNLF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


PT Panin Financial Tbk Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of PT Panin Financial Tbk's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


PT Panin Financial Tbk (ISX:PNLF) Business Description

Traded in Other Exchanges
Address
Jalan Letjend. S. Parman Kav. 91, Gedung Panin Life Center, 7th Floor, Jakarta, IDN, 11420
PT Panin Financial Tbk is an Indonesia-based company engaged in providing management, business, and administration consulting services. It also engaged in providing life insurance, health insurance, personal insurance, and annuity business.

PT Panin Financial Tbk (ISX:PNLF) Headlines

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