PT Panin Financial Tbk's ROE % for the quarter that ended in Mar. 2026 was 10.29%. PT Panin Financial Tbk's PB Ratio for the quarter that ended in Mar. 2026 was 0.24.
PT Panin Financial Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 42.88%.
PT Panin Financial Tbk ROE % Adjusted to Book Value Related Terms
PT Panin Financial Tbk ROE % Adjusted to Book Value Historical Data
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The historical data trend for PT Panin Financial Tbk's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Panin Financial Tbk ROE % Adjusted to Book Value Chart
PT Panin Financial Tbk ROE % Adjusted to Book Value Competitor Comparison
For the Banks - Regional subindustry, PT Panin Financial Tbk's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Panin Financial Tbk ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, PT Panin Financial Tbk's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where PT Panin Financial Tbk's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 42.88% mean?
PT Panin Financial Tbk (ISX:PNLF) has a ROE % Adjusted to Book Value of 42.88% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Panin Financial Tbk and its competitors.
Is PT Panin Financial Tbk's ROE % Adjusted to Book Value too high?
PT Panin Financial Tbk's current ROE % Adjusted to Book Value is 42.88%. Overall, PT Panin Financial Tbk has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Panin Financial Tbk's ROE % Adjusted to Book Value compare to competitors?
PT Panin Financial Tbk's ROE % Adjusted to Book Value of 42.88% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Panin Financial Tbk and its competitors. PT Panin Financial Tbk's current ROE % Adjusted to Book Value is 42.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Panin Financial Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Panin Financial Tbk (ISX:PNLF) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp276.53, compared to a current price of Rp216.00 — trading 21.9% below its estimated fair value. The current ROE % Adjusted to Book Value is 42.88%. PT Panin Financial Tbk's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PT Panin Financial Tbk (ISX:PNLF), the current ROE % Adjusted to Book Value is 42.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Panin Financial Tbk (ISX:PNLF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Panin Financial Tbk stock appears to be undervalued.
The current stock price of Rp216.00 is trading 21.9% below its estimated GF Value™ of Rp276.53.
GuruFocus considers PT Panin Financial Tbk to be Modestly Undervalued.
Key valuation signals for ISX:PNLF:
ROE % Adjusted to Book Value: 42.88%
GF Value™: Rp276.53 vs. price of Rp216.00 (21.9% below fair value)
No single metric tells the full story. See the ISX:PNLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Panin Financial Tbk is an Indonesian company in providing management, business, and administration consulting services. The company is also engaged in providing life insurance, health insurance, personal insurance, and annuity business. The company's reportable segments are Life insurance and business consulting services, and Banking and Multi-finance.
71GF Score
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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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