PT Panin Financial Tbk (ISX:PNLF) EPS (Basic): Rp66.11 (TTM As of Mar. 2026)


ISX:PNLF PT Panin Financial Tbk ISX:PNLF
75 GF Score
Price Rp218.00
GF Value Rp276.47
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Panin Financial Tbk EPS (Basic)?

PT Panin Financial Tbk ISX:PNLF +0.93% 75 EPS (Basic) is Rp66.11 as of Mar. 2026. GuruFocus rates ISX:PNLF with a GF Score™ of 75/100 and a GF Value™ of Rp276.47 (Modestly Undervalued). The stock has 3 warning signs investors should review.

PT Panin Financial Tbk's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was Rp25.42. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp66.11.

PT Panin Financial Tbk's EPS (Diluted) for the three months ended in Mar. 2026 was Rp25.42. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp66.11.

PT Panin Financial Tbk's EPS without NRI for the three months ended in Mar. 2026 was Rp25.41. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 66.09.

During the past 12 months, PT Panin Financial Tbk's average EPS without NRIGrowth Rate was 36.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was -4.30% per year. During the past 5 years, the average EPS without NRI Growth Rate was -0.50% per year. During the past 10 years, the average EPS without NRI Growth Rate was 2.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, PT Panin Financial Tbk's highest 3-Year average EPS without NRI Growth Rate was 40.90% per year. The lowest was -10.60% per year. And the median was 6.40% per year.

PT Panin Financial Tbk  (ISX:PNLF) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

PT Panin Financial Tbk EPS (Basic) Related Terms

PT Panin Financial Tbk EPS (Basic) Historical Data

* Premium members only.

The historical data trend for PT Panin Financial Tbk's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Panin Financial Tbk EPS (Basic) Chart

PT Panin Financial Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.47 63.10 47.17 48.11 54.47

PT Panin Financial Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.78 11.60 14.63 14.46 25.42
ISX:PNLF
75GF Score
PT Panin Financial Tbk ISX:PNLF
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Panin Financial Tbk EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

PT Panin Financial Tbk's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(1744329-0)/32022.073
=54.47

PT Panin Financial Tbk's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(814017-0)/32022.073
=25.42

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp66.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of Rp66.11 mean?
PT Panin Financial Tbk (ISX:PNLF) has a EPS (Basic) of Rp66.11 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on PT Panin Financial Tbk and its competitors.
Is PT Panin Financial Tbk's EPS (Basic) too high?
PT Panin Financial Tbk's current EPS (Basic) is Rp66.11. Overall, PT Panin Financial Tbk has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Panin Financial Tbk's EPS (Basic) compare to competitors?
PT Panin Financial Tbk's EPS (Basic) of Rp66.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on PT Panin Financial Tbk and its competitors. PT Panin Financial Tbk's current EPS (Basic) is Rp66.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Panin Financial Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Panin Financial Tbk (ISX:PNLF) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp276.47, compared to a current price of Rp218.00 — trading 21.1% below its estimated fair value. The current EPS (Basic) is Rp66.11. PT Panin Financial Tbk's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For PT Panin Financial Tbk (ISX:PNLF), the current EPS (Basic) is Rp66.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Panin Financial Tbk (ISX:PNLF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Panin Financial Tbk stock appears to be undervalued. The current stock price of Rp218.00 is trading 21.1% below its estimated GF Value™ of Rp276.47. GuruFocus considers PT Panin Financial Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PNLF:

  • EPS (Basic): Rp66.11
  • GF Value™: Rp276.47 vs. price of Rp218.00 (21.1% below fair value)
  • GF Score™: 75/100 with 3 warning signs

No single metric tells the full story. See the ISX:PNLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Panin Financial Tbk Business Description

Address Jalan Jendral Sudirman Kav. 1 - Senayan, Panin Bank Headquarters Building, 8th Floor, Jakarta, IDN, 10270
PT Panin Financial Tbk is an Indonesian company in providing management, business, and administration consulting services. The company is also engaged in providing life insurance, health insurance, personal insurance, and annuity business. The company's reportable segments are Life insurance and business consulting services, and Banking and Multi-finance.
75GF Score

Get the complete analysis for ISX:PNLF

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp218.00
Price
Rp276.47
GF Value