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PT Panin Financial Tbk's Total Assets for the quarter that ended in Mar. 2026 was Rp239,275,013 Mil.
Warning Sign:
If a company builds assets at 42.7% a year, faster than its revenue growth rate of 35.9% over the past 5 years, it means that the company may be getting less efficient.
During the past 12 months, PT Panin Financial Tbk's average Total Assets Growth Rate was 20.10% per year.
During the past 3 years, the average Total Assets Growth Rate was 10.10% per year.
During the past 5 years, the average Total Assets Growth Rate was 42.70% per year.
During the past 10 years, the average Total Assets Growth Rate was 40.20% per year.
During the past 13 years, PT Panin Financial Tbk's highest 3-Year average Total Assets Growth Rate was 97.40%. The lowest was 5.30%. And the median was 13.45%.
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) data.
In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.
Total Assets is linked to total revenue through Asset Turnover.
PT Panin Financial Tbk's Asset Turnover for the quarter that ended in Mar. 2026 is
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.
PT Panin Financial Tbk Total Assets Related Terms
PT Panin Financial Tbk Total Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.
PT Panin Financial Tbk's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Total Assets of Rp239,275,013 Mil mean?
PT Panin Financial Tbk (ISX:PNLF) has a Total Assets of Rp239,275,013 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on PT Panin Financial Tbk and its competitors.
Is PT Panin Financial Tbk's Total Assets too high?
PT Panin Financial Tbk's current Total Assets is Rp239,275,013 Mil. Overall, PT Panin Financial Tbk has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Panin Financial Tbk's Total Assets compare to competitors?
PT Panin Financial Tbk's Total Assets of Rp239,275,013 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on PT Panin Financial Tbk and its competitors. PT Panin Financial Tbk's current Total Assets is Rp239,275,013 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Panin Financial Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Panin Financial Tbk (ISX:PNLF) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp276.56, compared to a current price of Rp230.00 — trading 16.8% below its estimated fair value. The current Total Assets is Rp239,275,013 Mil. PT Panin Financial Tbk's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For PT Panin Financial Tbk (ISX:PNLF), the current Total Assets is Rp239,275,013 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Panin Financial Tbk (ISX:PNLF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Panin Financial Tbk stock appears to be undervalued.
The current stock price of Rp230.00 is trading 16.8% below its estimated GF Value™ of Rp276.56.
GuruFocus considers PT Panin Financial Tbk to be Modestly Undervalued.
Key valuation signals for ISX:PNLF:
Total Assets: Rp239,275,013 Mil
GF Value™: Rp276.56 vs. price of Rp230.00 (16.8% below fair value)
No single metric tells the full story. See the ISX:PNLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Panin Financial Tbk is an Indonesian company in providing management, business, and administration consulting services. The company is also engaged in providing life insurance, health insurance, personal insurance, and annuity business. The company's reportable segments are Life insurance and business consulting services, and Banking and Multi-finance.
73GF Score
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Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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