PT Panin Financial Tbk (ISX:PNLF) Altman Z-Score


ISX:PNLF PT Panin Financial Tbk ISX:PNLF
72 GF Score
Price Rp216.00
GF Value Rp276.52
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is PT Panin Financial Tbk Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

ISX:PNLF
72GF Score
PT Panin Financial Tbk ISX:PNLF
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is PT Panin Financial Tbk (ISX:PNLF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Panin Financial Tbk stock appears to be undervalued. The current stock price of Rp216.00 is trading 21.9% below its estimated GF Value™ of Rp276.52. GuruFocus considers PT Panin Financial Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PNLF:

  • Altman Z-Score:
  • GF Value™: Rp276.52 vs. price of Rp216.00 (21.9% below fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the ISX:PNLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Panin Financial Tbk Business Description

Address Jalan Jendral Sudirman Kav. 1 - Senayan, Panin Bank Headquarters Building, 8th Floor, Jakarta, IDN, 10270
PT Panin Financial Tbk is an Indonesian company in providing management, business, and administration consulting services. The company is also engaged in providing life insurance, health insurance, personal insurance, and annuity business. The company's reportable segments are Life insurance and business consulting services, and Banking and Multi-finance.
72GF Score

Get the complete analysis for ISX:PNLF

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp216.00
Price
Rp276.52
GF Value