Finanza.tech SpA (MIL:FTC) Cash Conversion Cycle: 1,708.06 (As of Dec. 2025)


MIL:FTC Finanza.tech SpA MIL:FTC
33 GF Score
Price €0.21
GF Value €0.26
Valuation Modestly Undervalued
! 8 Warning Signs
View Full Analysis

What is Finanza.tech SpA Cash Conversion Cycle?

Finanza.tech SpA MIL:FTC -5.41% 33 Cash Conversion Cycle is 1,708.06 as of Dec. 2025. GuruFocus rates MIL:FTC with a GF Score™ of 33/100 and a GF Value™ of €0.26 (Modestly Undervalued). The stock has 8 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

Finanza.tech SpA's Days Sales Outstanding for the six months ended in Dec. 2025 was 1708.06.
Finanza.tech SpA's Days Inventory for the six months ended in Dec. 2025 was 0.
Finanza.tech SpA's Days Payable for the six months ended in Dec. 2025 was 0.
Therefore, Finanza.tech SpA's Cash Conversion Cycle (CCC) for the six months ended in Dec. 2025 was 1,708.06.


Finanza.tech SpA  (MIL:FTC) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


Finanza.tech SpA Cash Conversion Cycle Related Terms


Finanza.tech SpA Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for Finanza.tech SpA's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finanza.tech SpA Cash Conversion Cycle Chart

Finanza.tech SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Conversion Cycle
Get a 7-Day Free Trial -363.37 -369.86 -485.26 -678.97 -11,666.38

Finanza.tech SpA Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,497.35 -263.48 528.32 215.78 1,708.06

MIL:FTC vs VRSK, EFX, BAH: Cash Conversion Cycle Comparison

For the Consulting Services subindustry, Finanza.tech SpA's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finanza.tech SpA Cash Conversion Cycle vs Business Services Industry

For the Business Services industry and Industrials sector, Finanza.tech SpA's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where Finanza.tech SpA's Cash Conversion Cycle falls into.


MIL:FTC
33GF Score
Finanza.tech SpA MIL:FTC
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Finanza.tech SpA Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

Finanza.tech SpA's Cash Conversion Cycle for the fiscal year that ended in Dec. 2025 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=857.18+0-12523.56
=-11,666.38

Finanza.tech SpA's Cash Conversion Cycle for the quarter that ended in Dec. 2025 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=1708.06+0-0
=1,708.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of 1,708.06 mean?
Finanza.tech SpA (MIL:FTC) has a Cash Conversion Cycle of 1,708.06 as of Dec. 2025. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Finanza.tech SpA and its competitors.
Is Finanza.tech SpA's Cash Conversion Cycle too high?
Finanza.tech SpA's current Cash Conversion Cycle is 1,708.06. The Business Services industry median Cash Conversion Cycle is 38.50. Finanza.tech SpA's value of 1,708.06 is 4336.5% above this industry median. Overall, Finanza.tech SpA has a GF Score™ of 33/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finanza.tech SpA's Cash Conversion Cycle compare to VRSK and EFX?
Finanza.tech SpA's Cash Conversion Cycle of 1,708.06 can be compared against companies in the Business Services industry. The industry median Cash Conversion Cycle is 38.50. Finanza.tech SpA's value of 1,708.06 is 4336.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Business Services company?
The median Cash Conversion Cycle among Business Services companies is 38.50, based on 1,069 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finanza.tech SpA's current Cash Conversion Cycle of 1,708.06 is 4336.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Finanza.tech SpA and its competitors. For the Business Services industry, the median Cash Conversion Cycle is 38.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finanza.tech SpA's current Cash Conversion Cycle is 1,708.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finanza.tech SpA stock overvalued right now?
Based on GuruFocus' analysis, Finanza.tech SpA (MIL:FTC) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.26, compared to a current price of €0.21 — trading 19.2% below its estimated fair value. The current Cash Conversion Cycle is 1,708.06 and 4336.5% above the Business Services industry median of 38.50. Finanza.tech SpA's overall GF Score™ is 33/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Finanza.tech SpA (MIL:FTC), the current Cash Conversion Cycle is 1,708.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finanza.tech SpA (MIL:FTC) Overvalued in 2026?

Based on GuruFocus' analysis, Finanza.tech SpA stock appears to be undervalued. The current stock price of €0.21 is trading 19.2% below its estimated GF Value™ of €0.26. GuruFocus considers Finanza.tech SpA to be Modestly Undervalued.

Key valuation signals for MIL:FTC:

  • Cash Conversion Cycle: 1,708.06
  • GF Value™: €0.26 vs. price of €0.21 (19.2% below fair value)
  • GF Score™: 33/100 with 8 warning signs
  • Industry Position: 4336.5% above the Business Services median

No single metric tells the full story. See the MIL:FTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finanza.tech SpA Business Description

Address Via Santa Maria Fulcorina, 19, Milan, ITA, 20123
Finanza.tech SpA is a fintech operator. It provides consultancy activities in extraordinary finance operations and support for ordinary corporate financial management.
33GF Score

Get the complete analysis for MIL:FTC

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.21
Price
€0.26
GF Value