Finanza.tech SpA (MIL:FTC) Degree of Operating Leverage : 6.68 (As of Dec. 2025)

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MIL:FTC Finanza.tech SpA MIL:FTC
35 GF Score
Price €0.24
GF Value €0.25
Valuation Fairly Valued
! 8 Warning Signs
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What is Finanza.tech SpA Degree of Operating Leverage?

Finanza.tech SpA MIL:FTC +1.68% 35 Degree of Operating Leverage is 6.68 as of Dec. 2025. GuruFocus rates MIL:FTC with a GF Score™ of 35/100 and a GF Value™ of €0.25 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,038 Business Services companies, Finanza.tech SpA ranks worse than 82.37% on this metric.

Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. Finanza.tech SpA's Degree of Operating Leverage for the quarter that ended in Dec. 2025 was 6.68. The higher Degree of Operating Leverage, the higher operating risk the company will take.

The industry rank for Finanza.tech SpA's Degree of Operating Leverage or its related term are showing as below:

MIL:FTC's Degree of Operating Leverage is ranked worse than
82.37% of 1038 companies
in the Business Services industry
Industry Median: 1.12 vs MIL:FTC: 6.68

Finanza.tech SpA  (MIL:FTC) Degree of Operating Leverage Explanation

Degree of Operating Leverage (DOL) is a leverage ratio that measures the sensitivity of a company’s operting income, also referred to as Earnings Before Interest and Taxes (EBIT), to fluctuations in its Revenue. DOL is a method used to quantify a company’s operating risk. This risk is related to the company's structure of variable costs and fixed costs. Since the fixed costs do not allow the company to adjust the operating costs, the operating risk rises with a higher fixed-to-variable costs proportion.

A high Degree of Operating Leverage indicates that the company’s fixed costs exceed its variable costs. By increasing the sales, the company can earn more profits. In addition, the company must be able to maintain relatively high sales to cover all fixed costs.

Be Aware

The use of operating leverage varies across different industries and business sectors, and the application of Degree of Operating Leverage (DOL) should be adjusted accordingly.


Finanza.tech SpA Degree of Operating Leverage Related Terms


Finanza.tech SpA Degree of Operating Leverage Historical Data

* Premium members only.

The historical data trend for Finanza.tech SpA's Degree of Operating Leverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finanza.tech SpA Degree of Operating Leverage Chart

Finanza.tech SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Degree of Operating Leverage
Get a 7-Day Free Trial 0.44 -2.22 2.73 2.09 7.55

Finanza.tech SpA Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Degree of Operating Leverage Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.38 16.24 1.85 20.18 7.55

MIL:FTC vs VRSK, EFX, BAH: Degree of Operating Leverage Comparison

For the Consulting Services subindustry, Finanza.tech SpA's Degree of Operating Leverage, along with its competitors' market caps and Degree of Operating Leverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finanza.tech SpA Degree of Operating Leverage vs Business Services Industry

For the Business Services industry and Industrials sector, Finanza.tech SpA's Degree of Operating Leverage distribution charts can be found below:

* The bar in red indicates where Finanza.tech SpA's Degree of Operating Leverage falls into.


MIL:FTC
35GF Score
Finanza.tech SpA MIL:FTC
Degree of Operating Leverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Finanza.tech SpA Degree of Operating Leverage Calculation

Finanza.tech SpA's Degree of Operating Leverage for the quarter that ended in Dec. 2025 is calculated as:

Degree of Operating Leverage=% Change in EBIT**/% Change in Revenue
=( -1.909906 (Dec. 2025) / 0.575154 (Dec. 2024) - 1 )/( 3.639498 (Dec. 2025) / 8.50502 (Dec. 2024) - 1 )
=-4.3207/-0.5721
=7.55***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** TTM data of EBIT and Revenue was used to calculate Degree of Operating Leverage.
*** Please be aware that the Degree of Operating Leverage calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

What does a Degree of Operating Leverage of 6.68 mean?
Finanza.tech SpA (MIL:FTC) has a Degree of Operating Leverage of 6.68 as of Dec. 2025. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for Finanza.tech SpA and its competitors. According to the industry distribution chart, Finanza.tech SpA ranks #855 out of 1038 companies in the Business Services industry, placing it in the top 82.4%.
Is Finanza.tech SpA's Degree of Operating Leverage too high?
Finanza.tech SpA's current Degree of Operating Leverage is 6.68. The Business Services industry median Degree of Operating Leverage is 1.12. Finanza.tech SpA's value of 6.68 is 496.4% above this industry median. Based on the distribution chart, Finanza.tech SpA ranks #855 out of 1038 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Finanza.tech SpA has a GF Score™ of 35/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finanza.tech SpA's Degree of Operating Leverage compare to VRSK and EFX?
According to the Business Services industry distribution chart, Finanza.tech SpA ranks #855 out of 1038 companies for Degree of Operating Leverage. This places Finanza.tech SpA in the lower half of its industry. The industry median Degree of Operating Leverage is 1.12. Finanza.tech SpA's value of 6.68 is 496.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Degree of Operating Leverage for a Business Services company?
The median Degree of Operating Leverage among Business Services companies is 1.12, based on 1,038 companies in the industry. Companies in the top quartile (top 25%) have a Degree of Operating Leverage significantly above this median, while those in the bottom quartile fall well below. However, Degree of Operating Leverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finanza.tech SpA's current Degree of Operating Leverage of 6.68 is 496.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Degree of Operating Leverage mean?
A high Degree of Operating Leverage can signal that a stock is expensive relative to its fundamentals. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for Finanza.tech SpA and its competitors. For the Business Services industry, the median Degree of Operating Leverage is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finanza.tech SpA's current Degree of Operating Leverage is 6.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finanza.tech SpA stock overvalued right now?
Based on GuruFocus' analysis, Finanza.tech SpA (MIL:FTC) is currently considered Fairly Valued. The stock's GF Value™ is €0.25, compared to a current price of €0.24 — trading 3.2% below its estimated fair value. The current Degree of Operating Leverage is 6.68 and 496.4% above the Business Services industry median of 1.12. Finanza.tech SpA's overall GF Score™ is 35/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Degree of Operating Leverage calculated?
Degree of Operating Leverage is calculated from a company's financial statements. For Finanza.tech SpA (MIL:FTC), the current Degree of Operating Leverage is 6.68 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finanza.tech SpA (MIL:FTC) Overvalued in 2026?

Based on GuruFocus' analysis, Finanza.tech SpA stock appears to be undervalued. The current stock price of €0.24 is trading 3.2% below its estimated GF Value™ of €0.25. GuruFocus considers Finanza.tech SpA to be Fairly Valued.

Key valuation signals for MIL:FTC:

  • Degree of Operating Leverage: 6.68
  • GF Value™: €0.25 vs. price of €0.24 (3.2% below fair value)
  • GF Score™: 35/100 with 8 warning signs
  • Industry Position: 496.4% above the Business Services median (#855 of 1038)

No single metric tells the full story. See the MIL:FTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finanza.tech SpA Business Description

Address Via Santa Maria Fulcorina, 19, Milan, ITA, 20123
Finanza.tech SpA is a fintech operator. It provides consultancy activities in extraordinary finance operations and support for ordinary corporate financial management.
35GF Score

Get the complete analysis for MIL:FTC

Degree of Operating Leverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.24
Price
€0.25
GF Value