Finanza.tech SpA (MIL:FTC) Net Margin %: -42.36% (As of Dec. 2025)


MIL:FTC Finanza.tech SpA MIL:FTC
33 GF Score
Price €0.21
GF Value €0.26
Valuation Modestly Undervalued
! 8 Warning Signs
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What is Finanza.tech SpA Net Margin %?

Finanza.tech SpA MIL:FTC -5.41% 33 Net Margin % is -42.36% as of Dec. 2025. GuruFocus rates MIL:FTC with a GF Score™ of 33/100 and a GF Value™ of €0.26 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 1,074 Business Services companies, Finanza.tech SpA ranks worse than 94.79% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Finanza.tech SpA's Net Income for the six months ended in Dec. 2025 was €-0.32 Mil. Finanza.tech SpA's Revenue for the six months ended in Dec. 2025 was €0.75 Mil. Therefore, Finanza.tech SpA's net margin for the quarter that ended in Dec. 2025 was -42.36%.

The historical rank and industry rank for Finanza.tech SpA's Net Margin % or its related term are showing as below:

MIL:FTC' s Net Margin % Range Over the Past 10 Years
Min: -61.07   Med: 5.8   Max: 23.66
Current: -61.07


MIL:FTC's Net Margin % is ranked worse than
94.79% of 1074 companies
in the Business Services industry
Industry Median: 3.83 vs MIL:FTC: -61.07

Finanza.tech SpA  (MIL:FTC) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Finanza.tech SpA Net Margin % Related Terms


Finanza.tech SpA Net Margin % Historical Data

* Premium members only.

The historical data trend for Finanza.tech SpA's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finanza.tech SpA Net Margin % Chart

Finanza.tech SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial 14.79 2.77 5.80 1.89 -61.06

Finanza.tech SpA Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.94 1.78 2.11 -66.57 -42.36

MIL:FTC vs VRSK, EFX, BAH: Net Margin % Comparison

For the Consulting Services subindustry, Finanza.tech SpA's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finanza.tech SpA Net Margin % vs Business Services Industry

For the Business Services industry and Industrials sector, Finanza.tech SpA's Net Margin % distribution charts can be found below:

* The bar in red indicates where Finanza.tech SpA's Net Margin % falls into.


MIL:FTC
33GF Score
Finanza.tech SpA MIL:FTC
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Finanza.tech SpA Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Finanza.tech SpA's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-2.002/3.279
=-61.06 %

Finanza.tech SpA's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-0.316/0.746
=-42.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of -42.36% mean?
Finanza.tech SpA (MIL:FTC) has a Net Margin % of -42.36% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Finanza.tech SpA and its competitors. According to the industry distribution chart, Finanza.tech SpA ranks #1018 out of 1074 companies in the Business Services industry, placing it in the top 94.8%.
Is Finanza.tech SpA's Net Margin % too high?
Finanza.tech SpA's current Net Margin % is -42.36%. Based on the distribution chart, Finanza.tech SpA ranks #1018 out of 1074 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Finanza.tech SpA has a GF Score™ of 33/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finanza.tech SpA's Net Margin % compare to VRSK and EFX?
According to the Business Services industry distribution chart, Finanza.tech SpA ranks #1018 out of 1074 companies for Net Margin %. This places Finanza.tech SpA in the lower half of its industry. The industry median Net Margin % is 3.83. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Business Services company?
The median Net Margin % among Business Services companies is 3.83, based on 1,074 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Finanza.tech SpA and its competitors. For the Business Services industry, the median Net Margin % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finanza.tech SpA's current Net Margin % is -42.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finanza.tech SpA stock overvalued right now?
Based on GuruFocus' analysis, Finanza.tech SpA (MIL:FTC) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.26, compared to a current price of €0.21 — trading 19.2% below its estimated fair value. The current Net Margin % is -42.36%. Finanza.tech SpA's overall GF Score™ is 33/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Finanza.tech SpA (MIL:FTC), the current Net Margin % is -42.36% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finanza.tech SpA (MIL:FTC) Overvalued in 2026?

Based on GuruFocus' analysis, Finanza.tech SpA stock appears to be undervalued. The current stock price of €0.21 is trading 19.2% below its estimated GF Value™ of €0.26. GuruFocus considers Finanza.tech SpA to be Modestly Undervalued.

Key valuation signals for MIL:FTC:

  • Net Margin %: -42.36%
  • GF Value™: €0.26 vs. price of €0.21 (19.2% below fair value)
  • GF Score™: 33/100 with 8 warning signs

No single metric tells the full story. See the MIL:FTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finanza.tech SpA Business Description

Address Via Santa Maria Fulcorina, 19, Milan, ITA, 20123
Finanza.tech SpA is a fintech operator. It provides consultancy activities in extraordinary finance operations and support for ordinary corporate financial management.
33GF Score

Get the complete analysis for MIL:FTC

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.21
Price
€0.26
GF Value