Finanza.tech SpA (MIL:FTC) Pretax Margin %: 1.88% (As of Dec. 2025) — 80% Below Median


MIL:FTC Finanza.tech SpA MIL:FTC
33 GF Score
Price €0.21
GF Value €0.26
Valuation Modestly Undervalued
! 8 Warning Signs
View Full Analysis

What is Finanza.tech SpA Pretax Margin %?

Finanza.tech SpA MIL:FTC -5.41% 33 Pretax Margin % is 1.88% as of Dec. 2025, which is 80% below its 10-year median of 9.48. GuruFocus rates MIL:FTC with a GF Score™ of 33/100 and a GF Value™ of €0.26 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 1,074 Business Services companies, Finanza.tech SpA ranks worse than 94.04% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Finanza.tech SpA's Pre-Tax Income for the six months ended in Dec. 2025 was €0.01 Mil. Finanza.tech SpA's Revenue for the six months ended in Dec. 2025 was €0.75 Mil. Therefore, Finanza.tech SpA's pretax margin for the quarter that ended in Dec. 2025 was 1.88%.

The historical rank and industry rank for Finanza.tech SpA's Pretax Margin % or its related term are showing as below:

MIL:FTC' s Pretax Margin % Range Over the Past 10 Years
Min: -60.63   Med: 9.48   Max: 34.65
Current: -60.61


MIL:FTC's Pretax Margin % is ranked worse than
94.04% of 1074 companies
in the Business Services industry
Industry Median: 5.35 vs MIL:FTC: -60.61

Finanza.tech SpA  (MIL:FTC) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Finanza.tech SpA Pretax Margin % Related Terms


Finanza.tech SpA Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Finanza.tech SpA's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finanza.tech SpA Pretax Margin % Chart

Finanza.tech SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial 14.24 4.27 9.48 5.50 -60.63

Finanza.tech SpA Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.91 8.34 -0.11 -79.01 1.88

MIL:FTC vs VRSK, EFX, BAH: Pretax Margin % Comparison

For the Consulting Services subindustry, Finanza.tech SpA's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finanza.tech SpA Pretax Margin % vs Business Services Industry

For the Business Services industry and Industrials sector, Finanza.tech SpA's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Finanza.tech SpA's Pretax Margin % falls into.


MIL:FTC
33GF Score
Finanza.tech SpA MIL:FTC
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Finanza.tech SpA Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Finanza.tech SpA's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-1.988/3.279
=-60.63 %

Finanza.tech SpA's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0.014/0.746
=1.88 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 1.88% mean?
Finanza.tech SpA (MIL:FTC) has a Pretax Margin % of 1.88% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Finanza.tech SpA and its competitors. This is 80% below median its historical median of 9.48. According to the industry distribution chart, Finanza.tech SpA ranks #1010 out of 1074 companies in the Business Services industry, placing it in the top 94%.
Is Finanza.tech SpA's Pretax Margin % too high?
Finanza.tech SpA's current Pretax Margin % of 1.88% is 80% below median its 10-year median of 9.48. The Business Services industry median Pretax Margin % is 5.35. Finanza.tech SpA's value of 1.88% is 64.9% below this industry median. Based on the distribution chart, Finanza.tech SpA ranks #1010 out of 1074 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Finanza.tech SpA has a GF Score™ of 33/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finanza.tech SpA's Pretax Margin % compare to VRSK and EFX?
According to the Business Services industry distribution chart, Finanza.tech SpA ranks #1010 out of 1074 companies for Pretax Margin %. This places Finanza.tech SpA in the lower half of its industry. The industry median Pretax Margin % is 5.35. Finanza.tech SpA's value of 1.88% is 64.9% below this benchmark. While the company's 10-year median is 9.48 vs. the industry median of 5.35, Finanza.tech SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Business Services company?
The median Pretax Margin % among Business Services companies is 5.35, based on 1,074 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finanza.tech SpA's current Pretax Margin % of 1.88% is 64.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Finanza.tech SpA and its competitors. For the Business Services industry, the median Pretax Margin % is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finanza.tech SpA's current Pretax Margin % is 1.88%, which is 80% below median its own 10-year median of 9.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finanza.tech SpA stock overvalued right now?
Based on GuruFocus' analysis, Finanza.tech SpA (MIL:FTC) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.26, compared to a current price of €0.21 — trading 19.2% below its estimated fair value. The current Pretax Margin % is 1.88%, which is 80% below median its 10-year median of 9.48 and 64.9% below the Business Services industry median of 5.35. Finanza.tech SpA's overall GF Score™ is 33/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Finanza.tech SpA (MIL:FTC), the current Pretax Margin % is 1.88% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finanza.tech SpA (MIL:FTC) Overvalued in 2026?

Based on GuruFocus' analysis, Finanza.tech SpA stock appears to be undervalued. The current stock price of €0.21 is trading 19.2% below its estimated GF Value™ of €0.26. GuruFocus considers Finanza.tech SpA to be Modestly Undervalued.

Key valuation signals for MIL:FTC:

  • Pretax Margin %: 1.88% (80% below median its 10-year median of 9.48)
  • GF Value™: €0.26 vs. price of €0.21 (19.2% below fair value)
  • GF Score™: 33/100 with 8 warning signs
  • Industry Position: 64.9% below the Business Services median (#1010 of 1074)

No single metric tells the full story. See the MIL:FTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finanza.tech SpA Business Description

Address Via Santa Maria Fulcorina, 19, Milan, ITA, 20123
Finanza.tech SpA is a fintech operator. It provides consultancy activities in extraordinary finance operations and support for ordinary corporate financial management.
33GF Score

Get the complete analysis for MIL:FTC

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.21
Price
€0.26
GF Value