Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Finanza.tech SpAMIL:FTC 34 Debt-to-Equity is 0.41 as of Dec. 2025, which is 156% above its 10-year median of 0.16. GuruFocus rates MIL:FTC with a GF Score™ of 34/100 and a GF Value™ of €0.26 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 957 Business Services companies, Finanza.tech SpA ranks worse than 54.86% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Finanza.tech SpA's Debt-to-Equity or its related term are showing as below:
MIL:FTC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.07 Med: 0.16 Max: 0.41
Current: 0.41
During the past 7 years, the highest Debt-to-Equity Ratio of Finanza.tech SpA was 0.41. The lowest was 0.07. And the median was 0.16.
MIL:FTC's Debt-to-Equity is ranked worse than 54.86% of 957
companies
in the Business Services industry
Industry Median: 0.33
vs MIL:FTC: 0.41
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Finanza.tech SpA Debt-to-Equity Related Terms
Finanza.tech SpA Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Finanza.tech SpA's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:FTC vs VRSK, EFX, BAH: Debt-to-Equity Comparison
For the Consulting Services subindustry, Finanza.tech SpA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finanza.tech SpA Debt-to-Equity vs Business Services Industry
For the Business Services industry and Industrials sector, Finanza.tech SpA's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Finanza.tech SpA's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finanza.tech SpA (MIL:FTC) has a Debt-to-Equity of 0.41 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Finanza.tech SpA and its competitors. This is 156% above median its historical median of 0.16. Over the past decade, Finanza.tech SpA's Debt-to-Equity has ranged from 0.07 to 0.41. According to the industry distribution chart, Finanza.tech SpA ranks #525 out of 957 companies in the Business Services industry, placing it in the top 54.9%.
Is Finanza.tech SpA's Debt-to-Equity too high?
Finanza.tech SpA's current Debt-to-Equity of 0.41 is 156% above median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.41. The Business Services industry median Debt-to-Equity is 0.33. Finanza.tech SpA's value of 0.41 is 24.2% above this industry median. Based on the distribution chart, Finanza.tech SpA ranks #525 out of 957 companies in the Business Services industry, which is below the industry midpoint. Overall, Finanza.tech SpA has a GF Score™ of 34/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finanza.tech SpA's Debt-to-Equity compare to VRSK and EFX?
According to the Business Services industry distribution chart, Finanza.tech SpA ranks #525 out of 957 companies for Debt-to-Equity. This places Finanza.tech SpA in the lower half of its industry. The industry median Debt-to-Equity is 0.33. Finanza.tech SpA's value of 0.41 is 24.2% above this benchmark. Historically, Finanza.tech SpA's own Debt-to-Equity has ranged from 0.07 to 0.41 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.33, Finanza.tech SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Business Services company?
The median Debt-to-Equity among Business Services companies is 0.33, based on 957 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finanza.tech SpA's current Debt-to-Equity of 0.41 is 24.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Finanza.tech SpA and its competitors. For the Business Services industry, the median Debt-to-Equity is 0.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finanza.tech SpA's current Debt-to-Equity is 0.41, which is 156% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finanza.tech SpA stock overvalued right now?
Based on GuruFocus' analysis, Finanza.tech SpA (MIL:FTC) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.26, compared to a current price of €0.20 — trading 23.8% below its estimated fair value. The current Debt-to-Equity is 0.41, which is 156% above median its 10-year median of 0.16 and 24.2% above the Business Services industry median of 0.33. Finanza.tech SpA's overall GF Score™ is 34/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Finanza.tech SpA (MIL:FTC), the current Debt-to-Equity is 0.41 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finanza.tech SpA (MIL:FTC) Overvalued in 2026?
Based on GuruFocus' analysis, Finanza.tech SpA stock appears to be undervalued.
The current stock price of €0.20 is trading 23.8% below its estimated GF Value™ of €0.26.
GuruFocus considers Finanza.tech SpA to be Modestly Undervalued.
Key valuation signals for MIL:FTC:
Debt-to-Equity: 0.41 (156% above median its 10-year median of 0.16)
GF Value™: €0.26 vs. price of €0.20 (23.8% below fair value)
Industry Position: 24.2% above the Business Services median (#525 of 957)
No single metric tells the full story. See the MIL:FTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finanza.tech SpA is a fintech operator. It provides consultancy activities in extraordinary finance operations and support for ordinary corporate financial management.
34GF Score
Get the complete analysis for MIL:FTC
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MIL:FTC has been successfully added to your 
