Finanza.tech SpAMIL:FTC -5.41%33 Gross Margin % is 195.44% as of Dec. 2025, which is 126% above its 10-year median of 86.51. GuruFocus rates MIL:FTC with a GF Score™ of 33/100 and a GF Value™ of €0.26 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 1,007 Business Services companies, Finanza.tech SpA ranks better than 97.62% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Finanza.tech SpA had a gross margin of 195.44% for the quarter that ended in Dec. 2025 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Finanza.tech SpA Gross Margin % Related Terms
Finanza.tech SpA Gross Margin % Historical Data
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The historical data trend for Finanza.tech SpA's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:FTC vs VRSK, EFX, BAH: Gross Margin % Comparison
For the Consulting Services subindustry, Finanza.tech SpA's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finanza.tech SpA Gross Margin % vs Business Services Industry
For the Business Services industry and Industrials sector, Finanza.tech SpA's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Finanza.tech SpA's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Finanza.tech SpA (MIL:FTC) has a Gross Margin % of 195.44% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on Finanza.tech SpA and its competitors. This is 126% above median its historical median of 86.51. Over the past decade, Finanza.tech SpA's Gross Margin % has ranged from 77.66 to 98.63. According to the industry distribution chart, Finanza.tech SpA ranks #24 out of 1007 companies in the Business Services industry, placing it in the top 2.4%.
Is Finanza.tech SpA's Gross Margin % too high?
Finanza.tech SpA's current Gross Margin % of 195.44% is 126% above median its 10-year median of 86.51. Over the past 10 years, this metric has ranged from a low of 77.66 to a high of 98.63. The Business Services industry median Gross Margin % is 34.46. Finanza.tech SpA's value of 195.44% is 467.2% above this industry median. Based on the distribution chart, Finanza.tech SpA ranks #24 out of 1007 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Finanza.tech SpA has a GF Score™ of 33/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finanza.tech SpA's Gross Margin % compare to VRSK and EFX?
According to the Business Services industry distribution chart, Finanza.tech SpA ranks #24 out of 1007 companies for Gross Margin %. This places Finanza.tech SpA in the top 2% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 34.46. Finanza.tech SpA's value of 195.44% is 467.2% above this benchmark. Historically, Finanza.tech SpA's own Gross Margin % has ranged from 77.66 to 98.63 over the past decade. While the company's 10-year median is 86.51 vs. the industry median of 34.46, Finanza.tech SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Business Services company?
The median Gross Margin % among Business Services companies is 34.46, based on 1,007 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finanza.tech SpA's current Gross Margin % of 195.44% is 467.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Finanza.tech SpA and its competitors. For the Business Services industry, the median Gross Margin % is 34.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finanza.tech SpA's current Gross Margin % is 195.44%, which is 126% above median its own 10-year median of 86.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finanza.tech SpA stock overvalued right now?
Based on GuruFocus' analysis, Finanza.tech SpA (MIL:FTC) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.26, compared to a current price of €0.21 — trading 19.2% below its estimated fair value. The current Gross Margin % is 195.44%, which is 126% above median its 10-year median of 86.51 and 467.2% above the Business Services industry median of 34.46. Finanza.tech SpA's overall GF Score™ is 33/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Finanza.tech SpA (MIL:FTC), the current Gross Margin % is 195.44% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finanza.tech SpA (MIL:FTC) Overvalued in 2026?
Based on GuruFocus' analysis, Finanza.tech SpA stock appears to be undervalued.
The current stock price of €0.21 is trading 19.2% below its estimated GF Value™ of €0.26.
GuruFocus considers Finanza.tech SpA to be Modestly Undervalued.
Key valuation signals for MIL:FTC:
Gross Margin %: 195.44% (126% above median its 10-year median of 86.51)
GF Value™: €0.26 vs. price of €0.21 (19.2% below fair value)
Industry Position: 467.2% above the Business Services median (#24 of 1007)
No single metric tells the full story. See the MIL:FTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finanza.tech SpA is a fintech operator. It provides consultancy activities in extraordinary finance operations and support for ordinary corporate financial management.
33GF Score
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