Finanza.tech SpA (MIL:FTC) Days Payable: 0.00 (As of Dec. 2025)


MIL:FTC Finanza.tech SpA MIL:FTC
33 GF Score
Price €0.21
GF Value €0.26
Valuation Modestly Undervalued
! 8 Warning Signs
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What is Finanza.tech SpA Days Payable?

Finanza.tech SpA MIL:FTC -5.41% 33 Days Payable is 0.00 as of Dec. 2025. GuruFocus rates MIL:FTC with a GF Score™ of 33/100 and a GF Value™ of €0.26 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 943 Business Services companies, Finanza.tech SpA ranks better than 99.58% on this metric.

Finanza.tech SpA's average Accounts Payable for the six months ended in Dec. 2025 was €1.45 Mil. Finanza.tech SpA's Cost of Goods Sold for the six months ended in Dec. 2025 was €-0.71 Mil.

The historical rank and industry rank for Finanza.tech SpA's Days Payable or its related term are showing as below:

MIL:FTC' s Days Payable Range Over the Past 10 Years
Min: 87.66   Med: 661.26   Max: 12523.56
Current: 11563.62

During the past 7 years, Finanza.tech SpA's highest Days Payable was 12523.56. The lowest was 87.66. And the median was 661.26.

MIL:FTC's Days Payable is ranked better than
99.58% of 943 companies
in the Business Services industry
Industry Median: 46.92 vs MIL:FTC: 11563.62

Finanza.tech SpA's Days Payable stayed the same from Dec. 2024 (0.00) to Dec. 2025 (0.00).


Finanza.tech SpA Days Payable Historical Data

* Premium members only.

The historical data trend for Finanza.tech SpA's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finanza.tech SpA Days Payable Chart

Finanza.tech SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial 461.87 504.29 661.26 1,049.04 12,523.56

Finanza.tech SpA Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,947.95 534.48 0.00 332.98 0.00

MIL:FTC vs VRSK, EFX, BAH: Days Payable Comparison

For the Consulting Services subindustry, Finanza.tech SpA's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finanza.tech SpA Days Payable vs Business Services Industry

For the Business Services industry and Industrials sector, Finanza.tech SpA's Days Payable distribution charts can be found below:

* The bar in red indicates where Finanza.tech SpA's Days Payable falls into.


MIL:FTC
33GF Score
Finanza.tech SpA MIL:FTC
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Finanza.tech SpA Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Finanza.tech SpA's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (1.482 + 1.606) / 2 ) / 0.045*365
=1.544 / 0.045*365
=12,523.56

Finanza.tech SpA's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (1.284 + 1.606) / 2 ) / -0.712*365 / 2
=1.445 / -0.712*365 / 2
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 0.00 mean?
Finanza.tech SpA (MIL:FTC) has a Days Payable of 0.00 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Finanza.tech SpA and its competitors. Over the past decade, Finanza.tech SpA's Days Payable has ranged from 87.66 to 12,523.56. According to the industry distribution chart, Finanza.tech SpA ranks #4 out of 943 companies in the Business Services industry, placing it in the top 0.40000000000001%.
Is Finanza.tech SpA's Days Payable too high?
Finanza.tech SpA's current Days Payable is 0.00. Over the past 10 years, this metric has ranged from a low of 87.66 to a high of 12,523.56. Based on the distribution chart, Finanza.tech SpA ranks #4 out of 943 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Finanza.tech SpA has a GF Score™ of 33/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finanza.tech SpA's Days Payable compare to VRSK and EFX?
According to the Business Services industry distribution chart, Finanza.tech SpA ranks #4 out of 943 companies for Days Payable. This places Finanza.tech SpA in the top 0% of its industry — outperforming the majority of peers. The industry median Days Payable is 46.92. Historically, Finanza.tech SpA's own Days Payable has ranged from 87.66 to 12,523.56 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Business Services company?
The median Days Payable among Business Services companies is 46.92, based on 943 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Finanza.tech SpA and its competitors. For the Business Services industry, the median Days Payable is 46.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finanza.tech SpA's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finanza.tech SpA stock overvalued right now?
Based on GuruFocus' analysis, Finanza.tech SpA (MIL:FTC) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.26, compared to a current price of €0.21 — trading 19.2% below its estimated fair value. The current Days Payable is 0.00. Finanza.tech SpA's overall GF Score™ is 33/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Finanza.tech SpA (MIL:FTC), the current Days Payable is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finanza.tech SpA (MIL:FTC) Overvalued in 2026?

Based on GuruFocus' analysis, Finanza.tech SpA stock appears to be undervalued. The current stock price of €0.21 is trading 19.2% below its estimated GF Value™ of €0.26. GuruFocus considers Finanza.tech SpA to be Modestly Undervalued.

Key valuation signals for MIL:FTC:

  • Days Payable: 0.00
  • GF Value™: €0.26 vs. price of €0.21 (19.2% below fair value)
  • GF Score™: 33/100 with 8 warning signs

No single metric tells the full story. See the MIL:FTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finanza.tech SpA Business Description

Address Via Santa Maria Fulcorina, 19, Milan, ITA, 20123
Finanza.tech SpA is a fintech operator. It provides consultancy activities in extraordinary finance operations and support for ordinary corporate financial management.
33GF Score

Get the complete analysis for MIL:FTC

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.21
Price
€0.26
GF Value