Finanza.tech SpA (MIL:FTC) Enterprise Value: €5.18 Mil (As of Jun. 28, 2026) ***


MIL:FTC Finanza.tech SpA MIL:FTC
33 GF Score
Price €0.21
GF Value €0.26
Valuation Modestly Undervalued
! 8 Warning Signs
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What is Finanza.tech SpA Enterprise Value?

Finanza.tech SpA MIL:FTC -5.41% 33 Enterprise Value is €5.18 Mil as of Jun. 28, 2026. GuruFocus rates MIL:FTC with a GF Score™ of 33/100 and a GF Value™ of €0.26 (Modestly Undervalued). The stock has 8 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Finanza.tech SpA's Enterprise Value is €5.18 Mil. Finanza.tech SpA's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was €-1.75 Mil. Therefore, Finanza.tech SpA's EV-to-EBIT ratio for today is -2.95.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Finanza.tech SpA's Enterprise Value is €5.18 Mil. Finanza.tech SpA's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.58 Mil. Therefore, Finanza.tech SpA's EV-to-EBITDA ratio for today is -8.88.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Finanza.tech SpA's Enterprise Value is €5.18 Mil. Finanza.tech SpA's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €3.28 Mil. Therefore, Finanza.tech SpA's EV-to-Revenue ratio for today is 1.58.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Finanza.tech SpA's Enterprise Value is €5.18 Mil. Finanza.tech SpA's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €1.27 Mil. Therefore, Finanza.tech SpA's EV-to-OCF ratio for today is 4.06.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Finanza.tech SpA's Enterprise Value is €5.18 Mil. Finanza.tech SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €1.27 Mil. Therefore, Finanza.tech SpA's EV-to-FCF ratio for today is 4.06.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Finanza.tech SpA  (MIL:FTC) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Finanza.tech SpA's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=5.176/-1.752
=-2.95

Finanza.tech SpA's current Enterprise Value is €5.18 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Finanza.tech SpA's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was €-1.75 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Finanza.tech SpA's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=5.176/-0.583
=-8.88

Finanza.tech SpA's current Enterprise Value is €5.18 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Finanza.tech SpA's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.58 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Finanza.tech SpA's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=5.176/3.28
=1.58

Finanza.tech SpA's current Enterprise Value is €5.18 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Finanza.tech SpA's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €3.28 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Finanza.tech SpA's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=5.176/1.274
=4.06

Finanza.tech SpA's current Enterprise Value is €5.18 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Finanza.tech SpA's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €1.27 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Finanza.tech SpA's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=5.176/1.274
=4.06

Finanza.tech SpA's current Enterprise Value is €5.18 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Finanza.tech SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €1.27 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Finanza.tech SpA Enterprise Value Related Terms


Finanza.tech SpA Enterprise Value Historical Data

* Premium members only.

The historical data trend for Finanza.tech SpA's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finanza.tech SpA Enterprise Value Chart

Finanza.tech SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial 22.53 9.62 10.60 12.73 5.97

Finanza.tech SpA Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.60 12.40 12.73 8.41 5.97

MIL:FTC vs VRSK, EFX, BAH: Enterprise Value Comparison

For the Consulting Services subindustry, Finanza.tech SpA's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finanza.tech SpA Enterprise Value vs Business Services Industry

For the Business Services industry and Industrials sector, Finanza.tech SpA's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Finanza.tech SpA's Enterprise Value falls into.


MIL:FTC
33GF Score
Finanza.tech SpA MIL:FTC
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Finanza.tech SpA Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Finanza.tech SpA's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Finanza.tech SpA's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €5.18 Mil mean?
Finanza.tech SpA (MIL:FTC) has a Enterprise Value of €5.18 Mil as of Jun. 28, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Finanza.tech SpA and its competitors.
Is Finanza.tech SpA's Enterprise Value too high?
Finanza.tech SpA's current Enterprise Value is €5.18 Mil. Overall, Finanza.tech SpA has a GF Score™ of 33/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finanza.tech SpA's Enterprise Value compare to VRSK and EFX?
Finanza.tech SpA's Enterprise Value of €5.18 Mil can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Business Services company?
A good Enterprise Value depends on the Business Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Finanza.tech SpA and its competitors. Finanza.tech SpA's current Enterprise Value is €5.18 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finanza.tech SpA stock overvalued right now?
Based on GuruFocus' analysis, Finanza.tech SpA (MIL:FTC) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.26, compared to a current price of €0.21 — trading 19.2% below its estimated fair value. The current Enterprise Value is €5.18 Mil. Finanza.tech SpA's overall GF Score™ is 33/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Finanza.tech SpA (MIL:FTC), the current Enterprise Value is €5.18 Mil as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finanza.tech SpA (MIL:FTC) Overvalued in 2026?

Based on GuruFocus' analysis, Finanza.tech SpA stock appears to be undervalued. The current stock price of €0.21 is trading 19.2% below its estimated GF Value™ of €0.26. GuruFocus considers Finanza.tech SpA to be Modestly Undervalued.

Key valuation signals for MIL:FTC:

  • Enterprise Value: €5.18 Mil
  • GF Value™: €0.26 vs. price of €0.21 (19.2% below fair value)
  • GF Score™: 33/100 with 8 warning signs

No single metric tells the full story. See the MIL:FTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finanza.tech SpA Business Description

Address Via Santa Maria Fulcorina, 19, Milan, ITA, 20123
Finanza.tech SpA is a fintech operator. It provides consultancy activities in extraordinary finance operations and support for ordinary corporate financial management.
33GF Score

Get the complete analysis for MIL:FTC

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.21
Price
€0.26
GF Value